Vanquis Banking Group (FRA:PRVA) ROC %: % (As of Dec. 2025)


FRA:PRVA Vanquis Banking Group PLC FRA:PRVA
67 GF Score
Price €1.32
GF Value €1.24
! 1 Warning Sign
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What is Vanquis Banking Group ROC %?

Vanquis Banking Group FRA:PRVA -0.75% 67 ROC % is % as of Dec. 2025. GuruFocus rates FRA:PRVA with a GF Score™ of 67/100 and a GF Value™ of €1.24. The stock has 1 warning sign investors should review.

ROC %does not apply to banks.

FRA:PRVA
67GF Score
Vanquis Banking Group PLC FRA:PRVA
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Vanquis Banking Group (FRA:PRVA) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Vanquis Banking Group and its competitors.
Is Vanquis Banking Group's ROC % too high?
Vanquis Banking Group's current ROC % is %. Overall, Vanquis Banking Group has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Vanquis Banking Group's ROC % compare to PNC?
Vanquis Banking Group's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Vanquis Banking Group and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vanquis Banking Group's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vanquis Banking Group stock overvalued right now?
Vanquis Banking Group (FRA:PRVA) has a current ROC % of %. The stock's GF Value™ is €1.24, compared to a current price of €1.32 — trading 6.5% above its estimated fair value. The current ROC % is %. Vanquis Banking Group's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Vanquis Banking Group (FRA:PRVA), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vanquis Banking Group (FRA:PRVA) Overvalued in 2026?

Based on GuruFocus' analysis, Vanquis Banking Group stock appears to be overvalued. The current stock price of €1.32 is trading 6.5% above its estimated GF Value™ of €1.24.

Key valuation signals for FRA:PRVA:

  • ROC %: %
  • GF Value™: €1.24 vs. price of €1.32 (6.5% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the FRA:PRVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vanquis Banking Group Business Description

Other Exchanges FPLPF:USAVANQl:UKVANQ:UK
Address No. 5 Godwin Street, Fairburn House, Bradford, West Yorkshire, GBR, BD1 2AH
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
67GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.32
Price
€1.24
GF Value