Business Description
Vanquis Banking Group PLC
ISIN : GB00B1Z4ST84
Share Class Description:
FPLPF: Ordinary SharesTotal Employee Number:
1,279Compare
Compare
Traded in other countries / regions
VANQ.UKFPLPF.USAPRVA.Germany IPO Date
2007-08-23Description
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.18 | |||||
Equity-to-Asset | 0.12 | |||||
Debt-to-Equity | 0.76 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.46 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -3.4 | |||||
3-Year EPS without NRI Growth Rate | -58.2 | |||||
3-Year Book Growth Rate | -7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 82.68 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 10.61 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 100 | |||||
9-Day RSI | 100 | |||||
14-Day RSI | 99.99 | |||||
3-1 Month Momentum % | 3.39 | |||||
6-1 Month Momentum % | 3.39 | |||||
12-1 Month Momentum % | 108.74 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 0.5 | |||||
Shareholder Yield % | 26.1 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 1.8 | |||||
FCF Margin % | 15.94 | |||||
OCF Margin % | 20 | |||||
ROE % | 1.8 | |||||
ROA % | 0.23 | |||||
Years of Profitability over Past 10-Year | 5 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 37.42 | |||||
Forward PE Ratio | 7.97 | |||||
PE Ratio without NRI | 41.43 | |||||
Shiller PE Ratio | 12.62 | |||||
Price-to-Owner-Earnings | 4.17 | |||||
PS Ratio | 0.68 | |||||
PB Ratio | 0.6 | |||||
Price-to-Tangible-Book | 0.69 | |||||
Price-to-Free-Cash-Flow | 4.43 | |||||
Price-to-Operating-Cash-Flow | 3.5 | |||||
EV-to-Forward-EBITDA | 6.86 | |||||
EV-to-Revenue | -0.32 | |||||
EV-to-Forward-Revenue | 1.45 | |||||
EV-to-FCF | -1.95 | |||||
Price-to-GF-Value | 1.15 | |||||
Price-to-Projected-FCF | 0.13 | |||||
Price-to-Median-PS-Value | 0.65 | |||||
Price-to-Graham-Number | 1.12 | |||||
FCF Yield % | 25.66 | |||||
Forward Rate of Return (Yacktman) % | 67.29 |
Vanquis Banking Group PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Vanquis Banking Group PLC Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2026 | 2026-08-07 08:00 | In 45 days | ||
| Second quarter earnings results for 2026 | 2026-08-07 06:00 | In 45 days | ||
| General meeting for 2026 | 2026-05-06 10:00 | 1.51 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-26 09:00 | 1.51 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-02-26 07:00 | 1.51 (+0.00%) | ||
| Annual report for 2025 | 2026-02-26 | 1.51 (+0.00%) | ||
| Second quarter earnings conference call for 2025 | 2025-08-07 08:00 | 0.75 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-08-07 06:00 | 0.75 (+0.00%) | ||
| General meeting for 2025 | 2025-05-14 13:00 | 0.75 (+0.00%) | ||
| Fourth quarter earnings conference call for 2024 | 2025-03-14 09:00 | 0.71 (+0.00%) |
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Vanquis Banking Group PLC
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