This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Vanquis Banking Group's Median PS Value or its related term are showing as below:
FRA:PRVA'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.22 Med: 0.66 Max: 2.89
Current: 0.3
During the past 13 years, the highest Price to Median PS Value of Vanquis Banking Group was 2.89. The lowest was 0.22. And the median was 0.66.
FRA:PRVA's Price-to-Median-PS-Value is ranked better than 94.66% of 262
companies
in the Credit Services industry
Industry Median: 0.98
vs FRA:PRVA: 0.30
Vanquis Banking Group Median PS Value Historical Data
The historical data trend for Vanquis Banking Group's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Vanquis Banking Group's Median PS Value
For the Credit Services subindustry, Vanquis Banking Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vanquis Banking Group's Price-to-Median-PS-Value Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Vanquis Banking Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Vanquis Banking Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.0961.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Vanquis Banking Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was €2.144.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vanquis Banking Group (FRA:PRVA) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Vanquis Banking Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.70
/
2.35
=
0.30
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vanquis Banking Group Median PS Value Related Terms
Thank you for viewing the detailed overview of Vanquis Banking Group's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Personal Loans, Second Charge Mortgages, and Vehicle Finance. A majority of its revenue is generated from the Credit Cards segment.
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