Business Description
Vanquis Banking Group PLC
ISIN : GB00B1Z4ST84
Share Class Description:
FRA:PRVA: Ordinary SharesTotal Employee Number:
1,279Description
Vanquis Banking Group PLC is a specialist bank, focused on the mid-cost credit market. Along with its subsidiaries, it offers credit cards and loans as Vanquis, Vehicle Finance as Moneybarn, and through the brand Snoop, the group provides people with a free credit score and personalised insights to help them manage and understand their finances. All of the credit products are delivered online. In addition, it also accepts retail deposits to fund its lending operations. The group's operating segments are Credit Cards, Second Charge, Mortgages, Vehicle Finance, and Corporate Centre. A majority of its revenue is generated from the Credit Cards segment.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.18 | |||||
Equity-to-Asset | 0.12 | |||||
Debt-to-Equity | 0.76 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.46 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -3.4 | |||||
3-Year EPS without NRI Growth Rate | -58.2 | |||||
3-Year Book Growth Rate | -7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 82.68 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 10.61 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 61.23 | |||||
9-Day RSI | 61.64 | |||||
14-Day RSI | 60.42 | |||||
3-1 Month Momentum % | -7.13 | |||||
6-1 Month Momentum % | -6.72 | |||||
12-1 Month Momentum % | 11.01 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 0.5 | |||||
Shareholder Yield % | 25.84 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 1.8 | |||||
FCF Margin % | 15.44 | |||||
OCF Margin % | 19.5 | |||||
ROE % | 1.8 | |||||
ROA % | 0.23 | |||||
Years of Profitability over Past 10-Year | 5 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 37.81 | |||||
Forward PE Ratio | 7.99 | |||||
PE Ratio without NRI | 41.86 | |||||
Shiller PE Ratio | 12.75 | |||||
Price-to-Owner-Earnings | 4.22 | |||||
PS Ratio | 0.69 | |||||
PB Ratio | 0.6 | |||||
Price-to-Tangible-Book | 0.7 | |||||
Price-to-Free-Cash-Flow | 4.47 | |||||
Price-to-Operating-Cash-Flow | 3.54 | |||||
EV-to-Forward-EBITDA | 7.38 | |||||
EV-to-Revenue | -0.31 | |||||
EV-to-Forward-Revenue | 2.15 | |||||
EV-to-FCF | -1.91 | |||||
Price-to-GF-Value | 1.09 | |||||
Price-to-Projected-FCF | 0.14 | |||||
Price-to-Median-PS-Value | 0.65 | |||||
Price-to-Graham-Number | 1.14 | |||||
FCF Yield % | 25.39 | |||||
Forward Rate of Return (Yacktman) % | 66.53 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Vanquis Banking Group PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 527.343 | ||
| EPS (TTM) (€) | 0.036 | ||
| Beta | 0.143 | ||
| 3-Year Sharpe Ratio | -0.13 | ||
| 3-Year Sortino Ratio | -0.17 | ||
| Volatility % | 26.04 | ||
| 14-Day RSI | 60.42 | ||
| 14-Day ATR (€) | 0.017459 | ||
| 20-Day SMA (€) | 1.3225 | ||
| 12-1 Month Momentum % | 11.01 | ||
| 52-Week Range (€) | 1.082 - 1.486 | ||
| Shares Outstanding (Mil) | 250.33 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Vanquis Banking Group PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Vanquis Banking Group PLC Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2026 | 2026-08-07 08:00 | In 34 days | ||
| Second quarter earnings results for 2026 | 2026-08-07 06:00 | In 34 days | ||
| General meeting for 2026 | 2026-05-06 10:00 | 1.28 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-26 09:00 | 1.43 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-02-26 07:00 | 1.43 (+0.00%) | ||
| Annual report for 2025 | 2026-02-26 | 1.43 (+0.00%) | ||
| Second quarter earnings conference call for 2025 | 2025-08-07 08:00 | 1.16 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-08-07 06:00 | 1.16 (+0.00%) | ||
| General meeting for 2025 | 2025-05-14 13:00 | 0.83 (+0.00%) | ||
| Fourth quarter earnings conference call for 2024 | 2025-03-14 09:00 | 0.61 (+0.00%) |
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Entries
Vanquis Banking Group PLC Frequently Asked Questions
What is Vanquis Banking Group PLC(FRA:PRVA)'s stock price today?
The current price of FRA:PRVA is €1.37. The 52 week high of FRA:PRVA is €1.49 and 52 week low is €1.08.
When is next earnings date of Vanquis Banking Group PLC(FRA:PRVA)?
The next earnings date of Vanquis Banking Group PLC(FRA:PRVA) is 2026-08-07 Est..
Does Vanquis Banking Group PLC(FRA:PRVA) pay dividends? If so, how much?
Vanquis Banking Group PLC(FRA:PRVA) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Vanquis Banking Group PLC
No articles.
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