PNBK (Patriot National Bancorp) EPS (Basic): $-0.13 (TTM As of Mar. 2026)

What is Patriot National Bancorp EPS (Basic)?

Patriot National Bancorp PNBK -3.65% 37 EPS (Basic) is $-0.13 as of Mar. 2026. GuruFocus rates PNBK with a GF Score™ of 37/100 and a GF Value™ of $0.13 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Patriot National Bancorp's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $-0.02. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.13.

Patriot National Bancorp's EPS (Diluted) for the three months ended in Mar. 2026 was $-0.02. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.13.

Patriot National Bancorp's EPS without NRI for the three months ended in Mar. 2026 was $-0.02. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was -0.13.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Patriot National Bancorp's highest 3-Year average EPS without NRI Growth Rate was 73.70% per year. The lowest was -36.00% per year. And the median was 12.95% per year.

Patriot National Bancorp (NAS:PNBK) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Patriot National Bancorp EPS (Basic) Related Terms

Patriot National Bancorp EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Patriot National Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Patriot National Bancorp EPS (Basic) Chart

Patriot National Bancorp Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

EPS (Basic)

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1.29

1.56

-1.05

-10.03

-0.17

Patriot National Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															-0.21	-0.06	-0.03	-0.02	-0.02

37GF Score

Patriot National Bancorp Inc PNBK

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Patriot National Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Patriot National Bancorp's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(-12.71	-	0)	/	76.812
	=	-0.17

Patriot National Bancorp's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(-1.755	-	0)	/	115.275
	=	-0.02

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.13

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of $-0.13 mean?

Patriot National Bancorp (PNBK) has a EPS (Basic) of $-0.13 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Patriot National Bancorp and its competitors.

Is Patriot National Bancorp's EPS (Basic) too high?

Patriot National Bancorp's current EPS (Basic) is $-0.13. Overall, Patriot National Bancorp has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Patriot National Bancorp's EPS (Basic) compare to BEOB and WRIV?

Patriot National Bancorp's EPS (Basic) of $-0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Banks company?

A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Patriot National Bancorp and its competitors. Patriot National Bancorp's current EPS (Basic) is $-0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Patriot National Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Patriot National Bancorp (PNBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.13, compared to a current price of $1.06 — trading 711.5% above its estimated fair value. The current EPS (Basic) is $-0.13. Patriot National Bancorp's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Patriot National Bancorp (PNBK), the current EPS (Basic) is $-0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Patriot National Bancorp (PNBK) Overvalued in 2026?

Based on GuruFocus' analysis, Patriot National Bancorp stock appears to be overvalued. The current stock price of $1.06 is trading 711.5% above its estimated GF Value™ of $0.13. GuruFocus considers Patriot National Bancorp to be Significantly Overvalued.

Key valuation signals for PNBK:

EPS (Basic): $-0.13
GF Value™: $0.13 vs. price of $1.06 (711.5% above fair value)
GF Score™: 37/100 with 1 warning sign

No single metric tells the full story. See the PNBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Patriot National Bancorp Business Description

Industry Financial Services Banks

Comparable Companies BEOB WRIV FFDF SBFG DIMC AFBI TYCB BLHK CMRB SRBK SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges PN21:Germany

Address 900 Bedford Street, Stamford, CT, USA, 06901

Website https://www.bankpatriot.com

Patriot National Bancorp Inc provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.

37GF Score

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EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.06

Price

$0.13

GF Value

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