PNBK (Patriot National Bancorp) Tariff Resilience Score: 8/10 (As of Jul. 12, 2026)


PNBK Patriot National Bancorp Inc PNBK
37 GF Score
Price $1.18
GF Value $0.13
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Patriot National Bancorp Tariff Resilience Score?

Patriot National Bancorp PNBK +0.85% 37 Tariff Resilience Score is 8 as of Jul. 12, 2026. GuruFocus rates PNBK with a GF Score™ of 37/100 and a GF Value™ of $0.13 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,604 Banks companies, Patriot National Bancorp ranks better than 78.8% on this metric.

Patriot National Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Patriot National Bancorp has Patriot National Bancorp operates mainly within the U.S., with limited international exposure. Its banking services are not directly affected by tariffs, providing a high level of resilience against global trade disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Patriot National Bancorp might have Highly Resilient.

Patriot National Bancorp  (NAS:PNBK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Patriot National Bancorp Tariff Resilience Score Related Terms

PNBK vs KTHN, UNIB, MPCB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Patriot National Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Patriot National Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Patriot National Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Patriot National Bancorp's Tariff Resilience Score falls into.


PNBK
37GF Score
Patriot National Bancorp Inc PNBK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Patriot National Bancorp (PNBK) has a Tariff Resilience Score of 8 as of Jul. 12, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Patriot National Bancorp ranks #340 out of 1604 companies in the Banks industry, placing it in the top 21.2%.
Is Patriot National Bancorp's Tariff Resilience Score too high?
Patriot National Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Patriot National Bancorp ranks #340 out of 1604 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Patriot National Bancorp has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Patriot National Bancorp's Tariff Resilience Score compare to KTHN and UNIB?
According to the Banks industry distribution chart, Patriot National Bancorp ranks #340 out of 1604 companies for Tariff Resilience Score. This places Patriot National Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Patriot National Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patriot National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Patriot National Bancorp (PNBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.13, compared to a current price of $1.18 — trading 807.7% above its estimated fair value. The current Tariff Resilience Score is 8. Patriot National Bancorp's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Patriot National Bancorp (PNBK), the current Tariff Resilience Score is 8 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Patriot National Bancorp (PNBK) Overvalued in 2026?

Based on GuruFocus' analysis, Patriot National Bancorp stock appears to be overvalued. The current stock price of $1.18 is trading 807.7% above its estimated GF Value™ of $0.13. GuruFocus considers Patriot National Bancorp to be Significantly Overvalued.

Key valuation signals for PNBK:

  • Tariff Resilience Score: 8
  • GF Value™: $0.13 vs. price of $1.18 (807.7% above fair value)
  • GF Score™: 37/100 with 1 warning sign

No single metric tells the full story. See the PNBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Patriot National Bancorp Business Description

Other Exchanges PN21:Germany
Address 900 Bedford Street, Stamford, CT, USA, 06901
Patriot National Bancorp Inc provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.
37GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.18
Price
$0.13
GF Value