PNBK (Patriot National Bancorp) 3-1 Month Momentum %: 24.06% (As of Sep. 11, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PNBK Patriot National Bancorp Inc PNBK
37 GF Score
Price $0.98
GF Value $0.14
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Patriot National Bancorp 3-1 Month Momentum %?

Patriot National Bancorp PNBK +2.12% 37 3-1 Month Momentum % is 24.06% as of Sep. 11, 2026. GuruFocus rates PNBK with a GF Score™ of 37/100 and a GF Value™ of $0.14 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,572 Banks companies, Patriot National Bancorp ranks better than 92.75% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-11), Patriot National Bancorp's 3-1 Month Momentum % is 24.06%.

The industry rank for Patriot National Bancorp's 3-1 Month Momentum % or its related term are showing as below:

PNBK's 3-1 Month Momentum % is ranked better than
92.75% of 1572 companies
in the Banks industry
Industry Median: 4.695 vs PNBK: 24.06

Patriot National Bancorp  (NAS:PNBK) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Patriot National Bancorp 3-1 Month Momentum % Related Terms


PNBK vs MPCB, BLHK, BOTJ: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Patriot National Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Patriot National Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Patriot National Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Patriot National Bancorp's 3-1 Month Momentum % falls into.


PNBK
37GF Score
Patriot National Bancorp Inc PNBK
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Patriot National Bancorp  (NAS:PNBK) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 24.06% mean?
Patriot National Bancorp (PNBK) has a 3-1 Month Momentum % of 24.06% as of Sep. 11, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Patriot National Bancorp and its competitors. According to the industry distribution chart, Patriot National Bancorp ranks #114 out of 1572 companies in the Banks industry, placing it in the top 7.3%.
Is Patriot National Bancorp's 3-1 Month Momentum % too high?
Patriot National Bancorp's current 3-1 Month Momentum % is 24.06%. The Banks industry median 3-1 Month Momentum % is 4.70. Patriot National Bancorp's value of 24.06% is 412.5% above this industry median. Based on the distribution chart, Patriot National Bancorp ranks #114 out of 1572 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Patriot National Bancorp has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Patriot National Bancorp's 3-1 Month Momentum % compare to MPCB and BLHK?
According to the Banks industry distribution chart, Patriot National Bancorp ranks #114 out of 1572 companies for 3-1 Month Momentum %. This places Patriot National Bancorp in the top 7% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.70. Patriot National Bancorp's value of 24.06% is 412.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.70, based on 1,572 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Patriot National Bancorp's current 3-1 Month Momentum % of 24.06% is 412.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Patriot National Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Patriot National Bancorp's current 3-1 Month Momentum % is 24.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patriot National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Patriot National Bancorp (PNBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.14, compared to a current price of $0.98 — trading 602.9% above its estimated fair value. The current 3-1 Month Momentum % is 24.06% and 412.5% above the Banks industry median of 4.70. Patriot National Bancorp's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Patriot National Bancorp (PNBK), the current 3-1 Month Momentum % is 24.06% as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Patriot National Bancorp (PNBK) Overvalued in 2026?

Based on GuruFocus' analysis, Patriot National Bancorp stock appears to be overvalued. The current stock price of $0.98 is trading 602.9% above its estimated GF Value™ of $0.14. GuruFocus considers Patriot National Bancorp to be Significantly Overvalued.

Key valuation signals for PNBK:

  • 3-1 Month Momentum %: 24.06%
  • GF Value™: $0.14 vs. price of $0.98 (602.9% above fair value)
  • GF Score™: 37/100 with 1 warning sign
  • Industry Position: 412.5% above the Banks median (#114 of 1572)

No single metric tells the full story. See the PNBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Patriot National Bancorp Business Description

Other Exchanges PN21:Germany
Address 900 Bedford Street, Stamford, CT, USA, 06901
Patriot National Bancorp Inc provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.
37GF Score

Get the complete analysis for PNBK

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.98
Price
$0.14
GF Value