PNBK (Patriot National Bancorp) 3-Month Share Buyback Ratio: -0.49% (As of Jun. 2026 )

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PNBK Patriot National Bancorp Inc PNBK
37 GF Score
Price $0.92
GF Value $0.14
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Patriot National Bancorp 3-Month Share Buyback Ratio?

Patriot National Bancorp PNBK -2.45% 37 3-Month Share Buyback Ratio is -0.49 as of Jun. 2026. GuruFocus rates PNBK with a GF Score™ of 37/100 and a GF Value™ of $0.14 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Patriot National Bancorp's current 3-Month Share Buyback Ratio was -0.49%.


Patriot National Bancorp  (NAS:PNBK) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Patriot National Bancorp 3-Month Share Buyback Ratio Related Terms


PNBK vs MPCB, BLHK, BOTJ: 3-Month Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Patriot National Bancorp's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Patriot National Bancorp 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Patriot National Bancorp's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Patriot National Bancorp's 3-Month Share Buyback Ratio falls into.


PNBK
37GF Score
Patriot National Bancorp Inc PNBK
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Patriot National Bancorp 3-Month Share Buyback Ratio Calculation

Patriot National Bancorp's 3-Month Share Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Mar. 2026 ) - Shares Outstanding (EOP) (Jun. 2026 )) / Shares Outstanding (EOP) (Mar. 2026 )
=(117.085715 - 117.662845) / 117.085715
=-0.49%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of -0.49 mean?
Patriot National Bancorp (PNBK) has a 3-Month Share Buyback Ratio of -0.49 as of Jun. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Patriot National Bancorp and its competitors.
Is Patriot National Bancorp's 3-Month Share Buyback Ratio too high?
Patriot National Bancorp's current 3-Month Share Buyback Ratio is -0.49. Overall, Patriot National Bancorp has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Patriot National Bancorp's 3-Month Share Buyback Ratio compare to MPCB and BLHK?
Patriot National Bancorp's 3-Month Share Buyback Ratio of -0.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Patriot National Bancorp and its competitors. Patriot National Bancorp's current 3-Month Share Buyback Ratio is -0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patriot National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Patriot National Bancorp (PNBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.14, compared to a current price of $0.92 — trading 557.2% above its estimated fair value. The current 3-Month Share Buyback Ratio is -0.49. Patriot National Bancorp's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Patriot National Bancorp (PNBK), the current 3-Month Share Buyback Ratio is -0.49 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Patriot National Bancorp (PNBK) Overvalued in 2026?

Based on GuruFocus' analysis, Patriot National Bancorp stock appears to be overvalued. The current stock price of $0.92 is trading 557.2% above its estimated GF Value™ of $0.14. GuruFocus considers Patriot National Bancorp to be Significantly Overvalued.

Key valuation signals for PNBK:

  • 3-Month Share Buyback Ratio: -0.49
  • GF Value™: $0.14 vs. price of $0.92 (557.2% above fair value)
  • GF Score™: 37/100 with 1 warning sign

No single metric tells the full story. See the PNBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Patriot National Bancorp Business Description

Other Exchanges PN21:Germany
Address 900 Bedford Street, Stamford, CT, USA, 06901
Patriot National Bancorp Inc provides consumer and commercial banking services to individuals, small and medium-sized businesses, professionals, and municipalities in Fairfield and New Haven Counties in Connecticut and Westchester County, New York. Its products include checking accounts, savings accounts, money market accounts, time certificates of deposit, and individual retirement accounts. The Bank's lending portfolio is comprised of commercial mortgage and construction loans, commercial loans, home improvement loans, home equity lines of credit, and other personal loans. In addition, the Bank offers bank checks, money orders, automated teller machines, interactive teller machines, online and mobile banking, credit cards, and debit cards.
37GF Score

Get the complete analysis for PNBK

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.92
Price
$0.14
GF Value