NCB Financial Group (XJAM:NCBFG) EPS (Basic): JMD9.55 (TTM As of Dec. 2025)


XJAM:NCBFG NCB Financial Group Ltd XJAM:NCBFG
66 GF Score
Price JMD58.65
GF Value JMD39.47
Valuation Significantly Overvalued
! 6 Warning Signs
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What is NCB Financial Group EPS (Basic)?

NCB Financial Group XJAM:NCBFG +1.38% 66 EPS (Basic) is JMD9.55 as of Dec. 2025. GuruFocus rates XJAM:NCBFG with a GF Score™ of 66/100 and a GF Value™ of JMD39.47 (Significantly Overvalued). The stock has 6 warning signs investors should review.

NCB Financial Group's basic earnings per share (Basic EPS) for the three months ended in Dec. 2025 was JMD1.05. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was JMD9.55.

NCB Financial Group's EPS (Diluted) for the three months ended in Dec. 2025 was JMD1.05. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was JMD9.55.

NCB Financial Group's EPS without NRI for the three months ended in Dec. 2025 was JMD1.05. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 3.79.

During the past 12 months, NCB Financial Group's average EPS without NRIGrowth Rate was -8.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was -24.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was -19.70% per year. During the past 10 years, the average EPS without NRI Growth Rate was -11.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, NCB Financial Group's highest 3-Year average EPS without NRI Growth Rate was 24.10% per year. The lowest was -72.30% per year. And the median was 0.65% per year.

NCB Financial Group  (XJAM:NCBFG) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

NCB Financial Group EPS (Basic) Related Terms

NCB Financial Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for NCB Financial Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCB Financial Group EPS (Basic) Chart

NCB Financial Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.25 10.39 1.06 5.62 9.59

NCB Financial Group Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 4.44 2.33 1.73 1.05
XJAM:NCBFG
66GF Score
NCB Financial Group Ltd XJAM:NCBFG
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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NCB Financial Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

NCB Financial Group's Basic EPS for the fiscal year that ended in Sep. 2025 is calculated as

Basic EPS (A: Sep. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(23131.671-0)/2411.886
=9.59

NCB Financial Group's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(2531.852-0)/2411.288
=1.05

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD9.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of JMD9.55 mean?
NCB Financial Group (XJAM:NCBFG) has a EPS (Basic) of JMD9.55 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on NCB Financial Group and its competitors.
Is NCB Financial Group's EPS (Basic) too high?
NCB Financial Group's current EPS (Basic) is JMD9.55. Overall, NCB Financial Group has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCB Financial Group's EPS (Basic) compare to FRHC and VOYA?
NCB Financial Group's EPS (Basic) of JMD9.55 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Diversified Financial Services company?
A good EPS (Basic) depends on the Diversified Financial Services industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on NCB Financial Group and its competitors. NCB Financial Group's current EPS (Basic) is JMD9.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, NCB Financial Group (XJAM:NCBFG) is currently considered Significantly Overvalued. The stock's GF Value™ is JMD39.47, compared to a current price of JMD58.65 — trading 48.6% above its estimated fair value. The current EPS (Basic) is JMD9.55. NCB Financial Group's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For NCB Financial Group (XJAM:NCBFG), the current EPS (Basic) is JMD9.55 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCB Financial Group (XJAM:NCBFG) Overvalued in 2026?

Based on GuruFocus' analysis, NCB Financial Group stock appears to be overvalued. The current stock price of JMD58.65 is trading 48.6% above its estimated GF Value™ of JMD39.47. GuruFocus considers NCB Financial Group to be Significantly Overvalued.

Key valuation signals for XJAM:NCBFG:

  • EPS (Basic): JMD9.55
  • GF Value™: JMD39.47 vs. price of JMD58.65 (48.6% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the XJAM:NCBFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NCB Financial Group Business Description

Other Exchanges NCBFG:Trinidad and Tobago
Address 32 Trafalgar Road, The Atrium, Kingston, JAM, 10
NCB Financial Group Ltd provides financial services. Its segments comprise Banking and Investment Activities which includes Consumer & SME Banking, Corporate and Commerical Banking, Payment services, Treasury and Correspondent banking, Wealth, Asset management, and Investment Banking; And Insurance Activities Life and Health Insurance and pension Management, and General Insurance. Maximum revenue is from Life and Health Insurance and pension Management sector, with maximum profit from Jamaica and Trinidad and Tobago.
66GF Score

Get the complete analysis for XJAM:NCBFG

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD58.65
Price
JMD39.47
GF Value