NCB Financial Group (XJAM:NCBFG) Dividend Yield %: 2.70% (As of Aug. 01, 2026) — 40% Above Median

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XJAM:NCBFG NCB Financial Group Ltd XJAM:NCBFG
60 GF Score
Price JMD74.00
GF Value JMD39.49
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is NCB Financial Group Dividend Yield %?

NCB Financial Group XJAM:NCBFG -1.02% 60 Dividend Yield % is 2.70% as of Aug. 01, 2026, which is 40% above its 10-year median of 1.93. GuruFocus rates XJAM:NCBFG with a GF Score™ of 60/100 and a GF Value™ of JMD39.49 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 47 Diversified Financial Services companies, NCB Financial Group ranks worse than 59.57% on this metric.

As of today (2026-08-01), the Trailing Annual Dividend Yield of NCB Financial Group is 2.70%.

The historical rank and industry rank for NCB Financial Group's Dividend Yield % or its related term are showing as below:

XJAM:NCBFG' s Dividend Yield % Range Over the Past 10 Years
Min: 0.35   Med: 1.93   Max: 5.66
Current: 2.7

During the past 13 years, the highest Dividend Yield of NCB Financial Group was 5.66%. The lowest was 0.35%. And the median was 1.93%.

XJAM:NCBFG's Dividend Yield % is ranked worse than
59.57% of 47 companies
in the Diversified Financial Services industry
Industry Median: 3.33 vs XJAM:NCBFG: 2.70

NCB Financial Group's Dividend Payout Ratio for the three months ended in Dec. 2025 was 0.48.

During the past 13 years, the highest Dividend Payout Ratio of NCB Financial Group was 0.40. The lowest was 0.09. And the median was 0.29.

As of today (2026-08-01), the Forward Dividend Yield % of NCB Financial Group is 3.38%.

NCB Financial Group's Dividends per Share for the three months ended in Dec. 2025 was JMD0.50.

During the past 12 months, NCB Financial Group's average Dividends Per Share Growth Rate was -25.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of NCB Financial Group was 58.70% per year. The lowest was -38.00% per year. And the median was 10.65% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


NCB Financial Group  (XJAM:NCBFG) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


NCB Financial Group Dividend Yield % Related Terms


NCB Financial Group Dividend Yield % Historical Data

* Premium members only.

The historical data trend for NCB Financial Group's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCB Financial Group Dividend Yield % Chart

NCB Financial Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.00 0.00 3.90 3.53

NCB Financial Group Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.98 4.15 4.87 3.53 3.84

XJAM:NCBFG vs FRHC, VOYA: Dividend Yield % Comparison

For the Financial Conglomerates subindustry, NCB Financial Group's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NCB Financial Group Dividend Yield % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, NCB Financial Group's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where NCB Financial Group's Dividend Yield % falls into.


XJAM:NCBFG
60GF Score
NCB Financial Group Ltd XJAM:NCBFG
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NCB Financial Group Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

NCB Financial Group Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
JMD 0.5000002026-05-222026-05-222026-06-05Cash DividendquarterlyJMD:JMD 1.000000
JMD 0.5000002026-03-022026-03-022026-03-16Cash DividendquarterlyJMD:JMD 1.000000
JMD 0.5000002025-11-282025-11-282025-12-12Cash DividendquarterlyJMD:JMD 1.000000
JMD 0.5000002025-08-222025-08-222025-09-05Cash Dividendsemi-annuallyJMD:JMD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

NCB Financial Group's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=2/74.00
=2.70 %

Current Share Price is JMD74.00.
NCB Financial Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is JMD2.

NCB Financial Group's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=2/74.00
=2.70 %

Current Share Price is JMD74.00.
NCB Financial Group's Dividends per Share for the forward twelve months is calculated as JMD0.5 * 4 = JMD2.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 2.70% mean?
NCB Financial Group (XJAM:NCBFG) has a Dividend Yield % of 2.70% as of Aug. 01, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on NCB Financial Group and its competitors. This is 40% above median its historical median of 1.93. Over the past decade, NCB Financial Group's Dividend Yield % has ranged from 0.35 to 5.66. According to the industry distribution chart, NCB Financial Group ranks #28 out of 47 companies in the Diversified Financial Services industry, placing it in the top 59.6%.
Is NCB Financial Group's Dividend Yield % too high?
NCB Financial Group's current Dividend Yield % of 2.70% is 40% above median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 5.66. The Diversified Financial Services industry median Dividend Yield % is 3.33. NCB Financial Group's value of 2.70% is 18.9% below this industry median. Based on the distribution chart, NCB Financial Group ranks #28 out of 47 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, NCB Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCB Financial Group's Dividend Yield % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, NCB Financial Group ranks #28 out of 47 companies for Dividend Yield %. This places NCB Financial Group in the lower half of its industry. The industry median Dividend Yield % is 3.33. NCB Financial Group's value of 2.70% is 18.9% below this benchmark. Historically, NCB Financial Group's own Dividend Yield % has ranged from 0.35 to 5.66 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 3.33, NCB Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Diversified Financial Services company?
The median Dividend Yield % among Diversified Financial Services companies is 3.33, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCB Financial Group's current Dividend Yield % of 2.70% is 18.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on NCB Financial Group and its competitors. For the Diversified Financial Services industry, the median Dividend Yield % is 3.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCB Financial Group's current Dividend Yield % is 2.70%, which is 40% above median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, NCB Financial Group (XJAM:NCBFG) is currently considered Significantly Overvalued. The stock's GF Value™ is JMD39.49, compared to a current price of JMD74.00 — trading 87.4% above its estimated fair value. The current Dividend Yield % is 2.70%, which is 40% above median its 10-year median of 1.93 and 18.9% below the Diversified Financial Services industry median of 3.33. NCB Financial Group's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For NCB Financial Group (XJAM:NCBFG), the current Dividend Yield % is 2.70% as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCB Financial Group (XJAM:NCBFG) Overvalued in 2026?

Based on GuruFocus' analysis, NCB Financial Group stock appears to be overvalued. The current stock price of JMD74.00 is trading 87.4% above its estimated GF Value™ of JMD39.49. GuruFocus considers NCB Financial Group to be Significantly Overvalued.

Key valuation signals for XJAM:NCBFG:

  • Dividend Yield %: 2.70% (40% above median its 10-year median of 1.93)
  • GF Value™: JMD39.49 vs. price of JMD74.00 (87.4% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 18.9% below the Diversified Financial Services median (#28 of 47)

No single metric tells the full story. See the XJAM:NCBFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCB Financial Group Business Description

Other Exchanges NCBFG:Trinidad and Tobago
Address 32 Trafalgar Road, The Atrium, Kingston, JAM, 10
NCB Financial Group Ltd provides financial services. Its segments comprise Banking and Investment Activities which includes Consumer & SME Banking, Corporate and Commerical Banking, Payment services, Treasury and Correspondent banking, Wealth, Asset management, and Investment Banking; And Insurance Activities Life and Health Insurance and pension Management, and General Insurance. Maximum revenue is from Life and Health Insurance and pension Management sector, with maximum profit from Jamaica and Trinidad and Tobago.
60GF Score

Get the complete analysis for XJAM:NCBFG

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD74.00
Price
JMD39.49
GF Value