NCB Financial Group (XJAM:NCBFG) Property, Plant and Equipment: JMD34,200 Mil (As of Dec. 2025)

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XJAM:NCBFG NCB Financial Group Ltd XJAM:NCBFG
60 GF Score
Price JMD70.81
GF Value JMD39.51
Valuation Significantly Overvalued
! 7 Warning Signs
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What is NCB Financial Group Property, Plant and Equipment?

NCB Financial Group XJAM:NCBFG -0.67% 60 Property, Plant and Equipment is JMD34,200 Mil as of Dec. 2025. GuruFocus rates XJAM:NCBFG with a GF Score™ of 60/100 and a GF Value™ of JMD39.51 (Significantly Overvalued). The stock has 7 warning signs investors should review.

NCB Financial Group's quarterly net PPE declined from Jun. 2025 (JMD35,205 Mil) to Sep. 2025 (JMD34,604 Mil) and declined from Sep. 2025 (JMD34,604 Mil) to Dec. 2025 (JMD34,200 Mil).

NCB Financial Group's annual net PPE declined from Sep. 2023 (JMD34,123 Mil) to Sep. 2024 (JMD32,608 Mil) but then increased from Sep. 2024 (JMD32,608 Mil) to Sep. 2025 (JMD34,604 Mil).


NCB Financial Group  (XJAM:NCBFG) Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


NCB Financial Group Property, Plant and Equipment Related Terms


NCB Financial Group Property, Plant and Equipment Historical Data

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The historical data trend for NCB Financial Group's Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCB Financial Group Property, Plant and Equipment Chart

NCB Financial Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33,456.26 34,189.45 34,123.06 32,608.25 34,604.40

NCB Financial Group Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30,976.00 31,178.17 35,205.02 34,604.40 34,200.01
XJAM:NCBFG
60GF Score
NCB Financial Group Ltd XJAM:NCBFG
Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
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NCB Financial Group Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the companyFixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Property, Plant and Equipment of JMD34,200 Mil mean?
NCB Financial Group (XJAM:NCBFG) has a Property, Plant and Equipment of JMD34,200 Mil as of Dec. 2025. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on NCB Financial Group and its competitors.
Is NCB Financial Group's Property, Plant and Equipment too high?
NCB Financial Group's current Property, Plant and Equipment is JMD34,200 Mil. Overall, NCB Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCB Financial Group's Property, Plant and Equipment compare to FRHC and VOYA?
NCB Financial Group's Property, Plant and Equipment of JMD34,200 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Property, Plant and Equipment for a Diversified Financial Services company?
A good Property, Plant and Equipment depends on the Diversified Financial Services industry context. However, Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Property, Plant and Equipment mean?
A high Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total property, plant and equipment recorded on a company's balance sheet less accumulated depreciation. View historical data on NCB Financial Group and its competitors. NCB Financial Group's current Property, Plant and Equipment is JMD34,200 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, NCB Financial Group (XJAM:NCBFG) is currently considered Significantly Overvalued. The stock's GF Value™ is JMD39.51, compared to a current price of JMD70.81 — trading 79.2% above its estimated fair value. The current Property, Plant and Equipment is JMD34,200 Mil. NCB Financial Group's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Property, Plant and Equipment calculated?
Property, Plant and Equipment is calculated from a company's financial statements. For NCB Financial Group (XJAM:NCBFG), the current Property, Plant and Equipment is JMD34,200 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCB Financial Group (XJAM:NCBFG) Overvalued in 2026?

Based on GuruFocus' analysis, NCB Financial Group stock appears to be overvalued. The current stock price of JMD70.81 is trading 79.2% above its estimated GF Value™ of JMD39.51. GuruFocus considers NCB Financial Group to be Significantly Overvalued.

Key valuation signals for XJAM:NCBFG:

  • Property, Plant and Equipment: JMD34,200 Mil
  • GF Value™: JMD39.51 vs. price of JMD70.81 (79.2% above fair value)
  • GF Score™: 60/100 with 7 warning signs

No single metric tells the full story. See the XJAM:NCBFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCB Financial Group Business Description

Other Exchanges NCBFG:Trinidad and Tobago
Address 32 Trafalgar Road, The Atrium, Kingston, JAM, 10
NCB Financial Group Ltd provides financial services. Its segments comprise Banking and Investment Activities which includes Consumer & SME Banking, Corporate and Commerical Banking, Payment services, Treasury and Correspondent banking, Wealth, Asset management, and Investment Banking; And Insurance Activities Life and Health Insurance and pension Management, and General Insurance. Maximum revenue is from Life and Health Insurance and pension Management sector, with maximum profit from Jamaica and Trinidad and Tobago.
60GF Score

Get the complete analysis for XJAM:NCBFG

Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD70.81
Price
JMD39.51
GF Value