NCB Financial Group (XJAM:NCBFG) FCF Yield %: 47.69 (As of Aug. 01, 2026) — 94% Above Median

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XJAM:NCBFG NCB Financial Group Ltd XJAM:NCBFG
60 GF Score
Price JMD74.00
GF Value JMD39.49
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is NCB Financial Group FCF Yield %?

NCB Financial Group XJAM:NCBFG -1.02% 60 FCF Yield % is 47.69 as of Aug. 01, 2026, which is 94% above its 10-year median of 24.53. GuruFocus rates XJAM:NCBFG with a GF Score™ of 60/100 and a GF Value™ of JMD39.49 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 545 Diversified Financial Services companies, NCB Financial Group ranks better than 97.98% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, NCB Financial Group's Trailing 12-Month Free Cash Flow is JMD90,737 Mil, and Market Cap is JMD190,266 Mil. Therefore, NCB Financial Group's FCF Yield % for today is 47.69%.

The historical rank and industry rank for NCB Financial Group's FCF Yield % or its related term are showing as below:

XJAM:NCBFG' s FCF Yield % Range Over the Past 10 Years
Min: -21.19   Med: 24.53   Max: 131.09
Current: 47.69


During the past 13 years, the highest FCF Yield % of NCB Financial Group was 131.09%. The lowest was -21.19%. And the median was 24.53%.

XJAM:NCBFG's FCF Yield % is ranked better than
97.98% of 545 companies
in the Diversified Financial Services industry
Industry Median: -0.38 vs XJAM:NCBFG: 47.69

NCB Financial Group's FCF Margin % for the quarter that ended in Dec. 2025 was 78.22%.


NCB Financial Group FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


NCB Financial Group FCF Yield % Related Terms


NCB Financial Group FCF Yield % Historical Data

* Premium members only.

The historical data trend for NCB Financial Group's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCB Financial Group FCF Yield % Chart

NCB Financial Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.61 17.12 34.85 72.52 58.64

NCB Financial Group Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.29 43.01 49.49 129.22 115.95

XJAM:NCBFG vs FRHC, VOYA: FCF Yield % Comparison

For the Financial Conglomerates subindustry, NCB Financial Group's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NCB Financial Group FCF Yield % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, NCB Financial Group's FCF Yield % distribution charts can be found below:

* The bar in red indicates where NCB Financial Group's FCF Yield % falls into.


XJAM:NCBFG
60GF Score
NCB Financial Group Ltd XJAM:NCBFG
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NCB Financial Group FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

NCB Financial Group's FCF Yield % for the fiscal year that ended in Sep. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=63985.728 / 109114.47076
=58.64%

NCB Financial Group's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=29104.226 * 4 / 100403.83705
=115.95%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 47.69 mean?
NCB Financial Group (XJAM:NCBFG) has a FCF Yield % of 47.69 as of Aug. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NCB Financial Group and its competitors. This is 94% above median its historical median of 24.53. According to the industry distribution chart, NCB Financial Group ranks #11 out of 545 companies in the Diversified Financial Services industry, placing it in the top 2%.
Is NCB Financial Group's FCF Yield % too high?
NCB Financial Group's current FCF Yield % of 47.69 is 94% above median its 10-year median of 24.53. Based on the distribution chart, NCB Financial Group ranks #11 out of 545 companies in the Diversified Financial Services industry, which is in the top quartile — a strong position relative to peers. Overall, NCB Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCB Financial Group's FCF Yield % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, NCB Financial Group ranks #11 out of 545 companies for FCF Yield %. This places NCB Financial Group in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Diversified Financial Services company?
A good FCF Yield % depends on the Diversified Financial Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NCB Financial Group and its competitors. NCB Financial Group's current FCF Yield % is 47.69, which is 94% above median its own 10-year median of 24.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, NCB Financial Group (XJAM:NCBFG) is currently considered Significantly Overvalued. The stock's GF Value™ is JMD39.49, compared to a current price of JMD74.00 — trading 87.4% above its estimated fair value. The current FCF Yield % is 47.69, which is 94% above median its 10-year median of 24.53. NCB Financial Group's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For NCB Financial Group (XJAM:NCBFG), the current FCF Yield % is 47.69 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCB Financial Group (XJAM:NCBFG) Overvalued in 2026?

Based on GuruFocus' analysis, NCB Financial Group stock appears to be overvalued. The current stock price of JMD74.00 is trading 87.4% above its estimated GF Value™ of JMD39.49. GuruFocus considers NCB Financial Group to be Significantly Overvalued.

Key valuation signals for XJAM:NCBFG:

  • FCF Yield %: 47.69 (94% above median its 10-year median of 24.53)
  • GF Value™: JMD39.49 vs. price of JMD74.00 (87.4% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the XJAM:NCBFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NCB Financial Group Business Description

Other Exchanges NCBFG:Trinidad and Tobago
Address 32 Trafalgar Road, The Atrium, Kingston, JAM, 10
NCB Financial Group Ltd provides financial services. Its segments comprise Banking and Investment Activities which includes Consumer & SME Banking, Corporate and Commerical Banking, Payment services, Treasury and Correspondent banking, Wealth, Asset management, and Investment Banking; And Insurance Activities Life and Health Insurance and pension Management, and General Insurance. Maximum revenue is from Life and Health Insurance and pension Management sector, with maximum profit from Jamaica and Trinidad and Tobago.
60GF Score

Get the complete analysis for XJAM:NCBFG

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD74.00
Price
JMD39.49
GF Value