NCB Financial Group (XJAM:NCBFG) Short-Term Debt: JMD268,602 Mil (As of Mar. 2026)

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XJAM:NCBFG NCB Financial Group Ltd XJAM:NCBFG
60 GF Score
Price JMD67.09
GF Value JMD39.20
Valuation Significantly Overvalued
! 5 Warning Signs
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What is NCB Financial Group Short-Term Debt?

NCB Financial Group XJAM:NCBFG 60 Short-Term Debt is JMD268,602 Mil as of Mar. 2026. GuruFocus rates XJAM:NCBFG with a GF Score™ of 60/100 and a GF Value™ of JMD39.20 (Significantly Overvalued). The stock has 5 warning signs investors should review.

NCB Financial Group's Short-Term Debt for the quarter that ended in Mar. 2026 was JMD268,602 Mil.

NCB Financial Group's quarterly Short-Term Debt declined from Sep. 2025 (JMD360,873 Mil) to Dec. 2025 (JMD278,272 Mil) and declined from Dec. 2025 (JMD278,272 Mil) to Mar. 2026 (JMD268,602 Mil).

NCB Financial Group's annual Short-Term Debt increased from Sep. 2023 (JMD359,804 Mil) to Sep. 2024 (JMD392,862 Mil) but then declined from Sep. 2024 (JMD392,862 Mil) to Sep. 2025 (JMD360,873 Mil).

NCB Financial Group Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

NCB Financial Group Short-Term Debt Related Terms

NCB Financial Group Short-Term Debt Historical Data

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The historical data trend for NCB Financial Group's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NCB Financial Group Short-Term Debt Chart

NCB Financial Group Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 270,719.10 281,554.27 359,804.43 392,862.07 360,873.33

NCB Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 281,089.72 286,214.17 360,873.33 278,271.65 268,601.68
XJAM:NCBFG
60GF Score
NCB Financial Group Ltd XJAM:NCBFG
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of JMD268,602 Mil mean?
NCB Financial Group (XJAM:NCBFG) has a Short-Term Debt of JMD268,602 Mil as of Mar. 2026.
Is NCB Financial Group's Short-Term Debt too high?
NCB Financial Group's current Short-Term Debt is JMD268,602 Mil. Overall, NCB Financial Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCB Financial Group's Short-Term Debt compare to FRHC and VOYA?
NCB Financial Group's Short-Term Debt of JMD268,602 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Diversified Financial Services company?
A good Short-Term Debt depends on the Diversified Financial Services industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. NCB Financial Group's current Short-Term Debt is JMD268,602 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, NCB Financial Group (XJAM:NCBFG) is currently considered Significantly Overvalued. The stock's GF Value™ is JMD39.20, compared to a current price of JMD67.09 — trading 71.1% above its estimated fair value. The current Short-Term Debt is JMD268,602 Mil. NCB Financial Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For NCB Financial Group (XJAM:NCBFG), the current Short-Term Debt is JMD268,602 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NCB Financial Group (XJAM:NCBFG) Overvalued in 2026?

Based on GuruFocus' analysis, NCB Financial Group stock appears to be overvalued. The current stock price of JMD67.09 is trading 71.1% above its estimated GF Value™ of JMD39.20. GuruFocus considers NCB Financial Group to be Significantly Overvalued.

Key valuation signals for XJAM:NCBFG:

  • Short-Term Debt: JMD268,602 Mil
  • GF Value™: JMD39.20 vs. price of JMD67.09 (71.1% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the XJAM:NCBFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NCB Financial Group Business Description

Other Exchanges NCBFG:Trinidad and Tobago
Address 32 Trafalgar Road, The Atrium, Kingston, JAM, 10
NCB Financial Group Ltd provides financial services. Its segments comprise Banking and Investment Activities which includes Consumer & SME Banking, Corporate and Commerical Banking, Payment services, Treasury and Correspondent banking, Wealth, Asset management, and Investment Banking; And Insurance Activities Life and Health Insurance and pension Management, and General Insurance. Maximum revenue is from Life and Health Insurance and pension Management sector, with maximum profit from Jamaica and Trinidad and Tobago.
60GF Score

Get the complete analysis for XJAM:NCBFG

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD67.09
Price
JMD39.20
GF Value