FCBM (First Carolina Financial Services) EPS (Diluted): $ (TTM As of Dec. 2025)

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FCBM First Carolina Financial Services Inc FCBM
10 GF Score
Price $12.48
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What is First Carolina Financial Services EPS (Diluted)?

First Carolina Financial Services FCBM +0.97% 10 EPS (Diluted) is $ as of Dec. 2025. GuruFocus rates FCBM with a GF Score™ of 10/100.

First Carolina Financial Services's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $0.40.

First Carolina Financial Services's EPS (Basic) for the six months ended in Dec. 2025 was $0.40.

First Carolina Financial Services's EPS without NRI for the six months ended in Dec. 2025 was $1.20.

During the past 12 months, First Carolina Financial Services's average EPS without NRIGrowth Rate was -37.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

First Carolina Financial Services  (NYSE:FCBM) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

First Carolina Financial Services EPS (Diluted) Related Terms

First Carolina Financial Services EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for First Carolina Financial Services's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Carolina Financial Services EPS (Diluted) Chart

First Carolina Financial Services Annual Data
Trend Dec23 Dec24 Dec25
EPS (Diluted)
0.65 0.69 0.40

First Carolina Financial Services Semi-Annual Data
Dec23 Dec24 Dec25
EPS (Diluted) 0.65 0.69 0.40

FCBM vs FRST, PKBK, CHMG: EPS (Diluted) Comparison

For the Banks - Regional subindustry, First Carolina Financial Services's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Carolina Financial Services PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Carolina Financial Services's PE Ratio distribution charts can be found below:

* The bar in red indicates where First Carolina Financial Services's PE Ratio falls into.


FCBM
10GF Score
First Carolina Financial Services Inc FCBM
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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First Carolina Financial Services EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

First Carolina Financial Services's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(12.201-0)/30.246
=0.40

First Carolina Financial Services's Diluted EPS for the quarter that ended in Dec. 2025 is calculated as

Diluted EPS (Q: Dec. 2025 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(12.201-0)/30.246
=0.40

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of $ mean?
First Carolina Financial Services (FCBM) has a EPS (Diluted) of $ as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on First Carolina Financial Services and its competitors.
Is First Carolina Financial Services' EPS (Diluted) too high?
First Carolina Financial Services' current EPS (Diluted) is $. Overall, First Carolina Financial Services has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does First Carolina Financial Services' EPS (Diluted) compare to FRST and PKBK?
First Carolina Financial Services' EPS (Diluted) of $ can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on First Carolina Financial Services and its competitors. First Carolina Financial Services's current EPS (Diluted) is $. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Carolina Financial Services stock overvalued right now?
First Carolina Financial Services (FCBM) has a current EPS (Diluted) of $. The current EPS (Diluted) is $. First Carolina Financial Services' overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For First Carolina Financial Services (FCBM), the current EPS (Diluted) is $ as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Carolina Financial Services Business Description

Address 2626 Glenwood Avenue, Suite 200, Raleigh, NC, USA, 27608
First Carolina Financial Services Inc is a bank holding company. The company's activities consist of managing and owning the Bank and its direct and indirect subsidiaries. The Bank provides commercial banking, payment, consumer banking, and wealth management services to small and medium-sized businesses, individuals, professionals, as well as institutions of higher education. It has four primary lines of business: Commercial Banking, Payments, Consumer Banking and Wealth Management. The reportable segments are Community Banking and BM Tech. The majority of revenue is derived from the Community Banking segment, which comprises activities of a traditional banking institution, gathering deposits and originating loans for portfolio in its respective primary market areas.
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EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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