FCBM (First Carolina Financial Services) Total Debt per Share: $3.65 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FCBM First Carolina Financial Services Inc FCBM
10 GF Score
Price $12.93
View Full Analysis

What is First Carolina Financial Services Total Debt per Share?

First Carolina Financial Services FCBM 10 Total Debt per Share is $3.65 as of Jun. 2026. GuruFocus rates FCBM with a GF Score™ of 10/100.

$3.65 (As of Jun. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. First Carolina Financial Services's Total Debt Per Share for the quarter that ended in Jun. 2026 was $3.65.

First Carolina Financial Services Total Debt per Share Related Terms

First Carolina Financial Services Total Debt per Share Historical Data

* Premium members only.

The historical data trend for First Carolina Financial Services's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Carolina Financial Services Total Debt per Share Chart

First Carolina Financial Services Annual Data
Trend Dec23 Dec24 Dec25
Total Debt per Share
2.09 5.40 4.58

First Carolina Financial Services Quarterly Data
Dec23 Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Total Debt per Share Get a 7-Day Free Trial 0.00 0.00 4.58 2.10 3.65
FCBM
10GF Score
First Carolina Financial Services Inc FCBM
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Carolina Financial Services Total Debt per Share Calculation

First Carolina Financial Services's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(63.44+75.00)/30.25
=4.58

First Carolina Financial Services's Total Debt Per Share for the quarter that ended in Jun. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(63.49+50.00)/31.07
=3.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $3.65 mean?
First Carolina Financial Services (FCBM) has a Total Debt per Share of $3.65 as of Jun. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on First Carolina Financial Services and its competitors.
Is First Carolina Financial Services' Total Debt per Share too high?
First Carolina Financial Services' current Total Debt per Share is $3.65. Overall, First Carolina Financial Services has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does First Carolina Financial Services' Total Debt per Share compare to CHMG and FNLC?
First Carolina Financial Services' Total Debt per Share of $3.65 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on First Carolina Financial Services and its competitors. First Carolina Financial Services's current Total Debt per Share is $3.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Carolina Financial Services stock overvalued right now?
First Carolina Financial Services (FCBM) has a current Total Debt per Share of $3.65. The current Total Debt per Share is $3.65. First Carolina Financial Services' overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For First Carolina Financial Services (FCBM), the current Total Debt per Share is $3.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Carolina Financial Services Business Description

Address 2626 Glenwood Avenue, Suite 200, Raleigh, NC, USA, 27608
First Carolina Financial Services Inc is a bank holding company. The company's activities consist of managing and owning the Bank and its direct and indirect subsidiaries. The Bank provides commercial banking, payment, consumer banking, and wealth management services to small and medium-sized businesses, individuals, professionals, as well as institutions of higher education. It has four primary lines of business: Commercial Banking, Payments, Consumer Banking and Wealth Management. The reportable segments are Community Banking and BM Tech. The majority of revenue is derived from the Community Banking segment, which comprises activities of a traditional banking institution, gathering deposits and originating loans for portfolio in its respective primary market areas.
10GF Score

Get the complete analysis for FCBM

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.93
Price