FCBM (First Carolina Financial Services) Interest Expense: $ Mil (TTM As of Dec. 2025)

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FCBM First Carolina Financial Services Inc FCBM
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What is First Carolina Financial Services Interest Expense?

First Carolina Financial Services FCBM +0.97% 10 Interest Expense is $ Mil as of Dec. 2025. GuruFocus rates FCBM with a GF Score™ of 10/100.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. First Carolina Financial Services's interest expense for the six months ended in Dec. 2025 was $ -92.9 Mil. First Carolina Financial Services does not have enough years/quarters to calculate its interest expense for the trailing twelve months (TTM) ended in Dec. 2025.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. First Carolina Financial Services's Operating Income for the six months ended in Dec. 2025 was $ Mil. First Carolina Financial Services's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

First Carolina Financial Services Interest Expense Historical Data

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The historical data trend for First Carolina Financial Services's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Carolina Financial Services Interest Expense Chart

First Carolina Financial Services Annual Data
Trend Dec23 Dec24 Dec25
Interest Expense
-69.69 -84.77 -92.91

First Carolina Financial Services Semi-Annual Data
Dec23 Dec24 Dec25
Interest Expense -69.69 -84.77 -92.91
FCBM
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First Carolina Financial Services Inc FCBM
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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First Carolina Financial Services Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $ Mil mean?
First Carolina Financial Services (FCBM) has a Interest Expense of $ Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Carolina Financial Services and its competitors.
Is First Carolina Financial Services' Interest Expense too high?
First Carolina Financial Services' current Interest Expense is $ Mil. Overall, First Carolina Financial Services has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does First Carolina Financial Services' Interest Expense compare to FRST and PKBK?
First Carolina Financial Services' Interest Expense of $ Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on First Carolina Financial Services and its competitors. First Carolina Financial Services's current Interest Expense is $ Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Carolina Financial Services stock overvalued right now?
First Carolina Financial Services (FCBM) has a current Interest Expense of $ Mil. The current Interest Expense is $ Mil. First Carolina Financial Services' overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For First Carolina Financial Services (FCBM), the current Interest Expense is $ Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Carolina Financial Services Business Description

Address 2626 Glenwood Avenue, Suite 200, Raleigh, NC, USA, 27608
First Carolina Financial Services Inc is a bank holding company. The company's activities consist of managing and owning the Bank and its direct and indirect subsidiaries. The Bank provides commercial banking, payment, consumer banking, and wealth management services to small and medium-sized businesses, individuals, professionals, as well as institutions of higher education. It has four primary lines of business: Commercial Banking, Payments, Consumer Banking and Wealth Management. The reportable segments are Community Banking and BM Tech. The majority of revenue is derived from the Community Banking segment, which comprises activities of a traditional banking institution, gathering deposits and originating loans for portfolio in its respective primary market areas.
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