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What is First Carolina Financial Services FCF Yield %?
First Carolina Financial ServicesFCBM +0.97%10 FCF Yield % is 8.49 as of Jul. 30, 2026, which is 1% above its 10-year median of 8.37. GuruFocus rates FCBM with a GF Score™ of 10/100. Among 1,502 Banks companies, First Carolina Financial Services ranks better than 53.86% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
First Carolina Financial Services FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Carolina Financial Services FCF Yield % Related Terms
First Carolina Financial Services FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Carolina Financial Services FCF Yield % Chart
First Carolina Financial Services Annual Data
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FCBM vs FRST, PKBK, CHMG: FCF Yield % Comparison
For the Banks - Regional subindustry, First Carolina Financial Services's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Carolina Financial Services FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Carolina Financial Services's FCF Yield % distribution charts can be found below:
* The bar in red indicates where First Carolina Financial Services's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Carolina Financial Services (FCBM) has a FCF Yield % of 8.49 as of Jul. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Carolina Financial Services and its competitors. This is near median its historical median of 8.37. Over the past decade, First Carolina Financial Services' FCF Yield % has ranged from 8.20 to 8.70. According to the industry distribution chart, First Carolina Financial Services ranks #693 out of 1502 companies in the Banks industry, placing it in the top 46.1%.
Is First Carolina Financial Services' FCF Yield % too high?
First Carolina Financial Services' current FCF Yield % of 8.49 is near median its 10-year median of 8.37. Over the past 10 years, this metric has ranged from a low of 8.20 to a high of 8.70. The Banks industry median FCF Yield % is 7.89. First Carolina Financial Services' value of 8.49 is 7.6% above this industry median. Based on the distribution chart, First Carolina Financial Services ranks #693 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, First Carolina Financial Services has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does First Carolina Financial Services' FCF Yield % compare to FRST and PKBK?
According to the Banks industry distribution chart, First Carolina Financial Services ranks #693 out of 1502 companies for FCF Yield %. This puts First Carolina Financial Services in the upper half of its industry. The industry median FCF Yield % is 7.89. First Carolina Financial Services' value of 8.49 is 7.6% above this benchmark. Historically, First Carolina Financial Services' own FCF Yield % has ranged from 8.20 to 8.70 over the past decade. While the company's 10-year median is 8.37 vs. the industry median of 7.89, First Carolina Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.89, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Carolina Financial Services's current FCF Yield % of 8.49 is 7.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Carolina Financial Services and its competitors. For the Banks industry, the median FCF Yield % is 7.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Carolina Financial Services's current FCF Yield % is 8.49, which is near median its own 10-year median of 8.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Carolina Financial Services stock overvalued right now?
First Carolina Financial Services (FCBM) has a current FCF Yield % of 8.49. The current FCF Yield % is 8.49, which is near median its 10-year median of 8.37 and 7.6% above the Banks industry median of 7.89. First Carolina Financial Services' overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For First Carolina Financial Services (FCBM), the current FCF Yield % is 8.49 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
First Carolina Financial Services Business Description
First Carolina Financial Services Inc is a bank holding company. The company's activities consist of managing and owning the Bank and its direct and indirect subsidiaries. The Bank provides commercial banking, payment, consumer banking, and wealth management services to small and medium-sized businesses, individuals, professionals, as well as institutions of higher education. It has four primary lines of business: Commercial Banking, Payments, Consumer Banking and Wealth Management. The reportable segments are Community Banking and BM Tech. The majority of revenue is derived from the Community Banking segment, which comprises activities of a traditional banking institution, gathering deposits and originating loans for portfolio in its respective primary market areas.
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