FCBM (First Carolina Financial Services) Tax Rate %: 21.56% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FCBM First Carolina Financial Services Inc FCBM
10 GF Score
Price $12.48
View Full Analysis

What is First Carolina Financial Services Tax Rate %?

First Carolina Financial Services FCBM +0.97% 10 Tax Rate % is 21.56% as of Dec. 2025. GuruFocus rates FCBM with a GF Score™ of 10/100.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. First Carolina Financial Services's Tax Expense for the six months ended in Dec. 2025 was $3.4 Mil. First Carolina Financial Services's Pre-Tax Income for the six months ended in Dec. 2025 was $15.6 Mil. Therefore, First Carolina Financial Services's Tax Rate % for the quarter that ended in Dec. 2025 was 21.56%.


First Carolina Financial Services Tax Rate % Related Terms


First Carolina Financial Services Tax Rate % Historical Data

* Premium members only.

The historical data trend for First Carolina Financial Services's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Carolina Financial Services Tax Rate % Chart

First Carolina Financial Services Annual Data
Trend Dec23 Dec24 Dec25
Tax Rate %
20.52 20.90 21.56

First Carolina Financial Services Semi-Annual Data
Dec23 Dec24 Dec25
Tax Rate % 20.52 20.90 21.56
FCBM
10GF Score
First Carolina Financial Services Inc FCBM
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Carolina Financial Services Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

First Carolina Financial Services's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=3.353/15.554
=21.56 %

First Carolina Financial Services's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=3.353/15.554
=21.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 21.56% mean?
First Carolina Financial Services (FCBM) has a Tax Rate % of 21.56% as of Dec. 2025.
Is First Carolina Financial Services' Tax Rate % too high?
First Carolina Financial Services' current Tax Rate % is 21.56%. Overall, First Carolina Financial Services has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does First Carolina Financial Services' Tax Rate % compare to FRST and PKBK?
First Carolina Financial Services' Tax Rate % of 21.56% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. First Carolina Financial Services's current Tax Rate % is 21.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Carolina Financial Services stock overvalued right now?
First Carolina Financial Services (FCBM) has a current Tax Rate % of 21.56%. The current Tax Rate % is 21.56%. First Carolina Financial Services' overall GF Score™ is 10/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For First Carolina Financial Services (FCBM), the current Tax Rate % is 21.56% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Carolina Financial Services Business Description

Address 2626 Glenwood Avenue, Suite 200, Raleigh, NC, USA, 27608
First Carolina Financial Services Inc is a bank holding company. The company's activities consist of managing and owning the Bank and its direct and indirect subsidiaries. The Bank provides commercial banking, payment, consumer banking, and wealth management services to small and medium-sized businesses, individuals, professionals, as well as institutions of higher education. It has four primary lines of business: Commercial Banking, Payments, Consumer Banking and Wealth Management. The reportable segments are Community Banking and BM Tech. The majority of revenue is derived from the Community Banking segment, which comprises activities of a traditional banking institution, gathering deposits and originating loans for portfolio in its respective primary market areas.
10GF Score

Get the complete analysis for FCBM

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.48
Price