FGFI (First Greenwich Financial) EPS (Diluted): $1.65 (TTM As of Mar. 2026)

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FGFI First Greenwich Financial Inc FGFI
66 GF Score
Price $19.65
GF Value $21.09
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is First Greenwich Financial EPS (Diluted)?

First Greenwich Financial FGFI 66 EPS (Diluted) is $1.65 as of Mar. 2026. GuruFocus rates FGFI with a GF Score™ of 66/100 and a GF Value™ of $21.09 (Fairly Valued). The stock has 3 warning signs investors should review.

First Greenwich Financial's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was $0.52. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.65.

First Greenwich Financial's EPS (Basic) for the three months ended in Mar. 2026 was $0.55. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.73.

First Greenwich Financial's EPS without NRI for the three months ended in Mar. 2026 was $0.52. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $1.65.

During the past 12 months, First Greenwich Financial's average EPS without NRIGrowth Rate was 36.40% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -16.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 0.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 9 years, First Greenwich Financial's highest 3-Year average EPS without NRI Growth Rate was 93.40% per year. The lowest was -19.20% per year. And the median was 19.05% per year.


First Greenwich Financial  (OTCPK:FGFI) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


First Greenwich Financial EPS (Diluted) Related Terms


First Greenwich Financial EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for First Greenwich Financial's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Greenwich Financial EPS (Diluted) Chart

First Greenwich Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only 2.01 2.46 1.26 1.06 1.46

First Greenwich Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.49 0.54 0.10 0.52

FGFI vs DENI, PVBK, TCBS: EPS (Diluted) Comparison

For the Banks - Regional subindustry, First Greenwich Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Greenwich Financial PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Greenwich Financial's PE Ratio distribution charts can be found below:

* The bar in red indicates where First Greenwich Financial's PE Ratio falls into.


FGFI
66GF Score
First Greenwich Financial Inc FGFI
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Greenwich Financial EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

First Greenwich Financial's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(3.951-0.081)/2.713
=1.43

First Greenwich Financial's Diluted EPS for the quarter that ended in Mar. 2026 is calculated as

Diluted EPS (Q: Mar. 2026 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(1.429-0)/2.748
=0.52

EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of $1.65 mean?
First Greenwich Financial (FGFI) has a EPS (Diluted) of $1.65 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on First Greenwich Financial and its competitors.
Is First Greenwich Financial's EPS (Diluted) too high?
First Greenwich Financial's current EPS (Diluted) is $1.65. Overall, First Greenwich Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Greenwich Financial's EPS (Diluted) compare to DENI and PVBK?
First Greenwich Financial's EPS (Diluted) of $1.65 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on First Greenwich Financial and its competitors. First Greenwich Financial's current EPS (Diluted) is $1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Greenwich Financial stock overvalued right now?
Based on GuruFocus' analysis, First Greenwich Financial (FGFI) is currently considered Fairly Valued. The stock's GF Value™ is $21.09, compared to a current price of $19.65 — trading 6.8% below its estimated fair value. The current EPS (Diluted) is $1.65. First Greenwich Financial's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For First Greenwich Financial (FGFI), the current EPS (Diluted) is $1.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Greenwich Financial (FGFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Greenwich Financial stock appears to be undervalued. The current stock price of $19.65 is trading 6.8% below its estimated GF Value™ of $21.09. GuruFocus considers First Greenwich Financial to be Fairly Valued.

Key valuation signals for FGFI:

  • EPS (Diluted): $1.65
  • GF Value™: $21.09 vs. price of $19.65 (6.8% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the FGFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Greenwich Financial Business Description

Address 444 East Putnam Avenue, Cos Cob, CT, USA, 06807
First Greenwich Financial Inc is a United States-based company engaged in attracting deposits from the general public and investing those deposits in residential & commercial real estate loans and consumer & small business loans. It offers services including Certificate of Deposit, Checking, Courier Service, Online Banking, Retirement Accounts, and Lending services, among others.
66GF Score

Get the complete analysis for FGFI

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.65
Price
$21.09
GF Value