FGFI (First Greenwich Financial) FCF Margin %: 0.00% (As of Mar. 2026)

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FGFI First Greenwich Financial Inc FGFI
67 GF Score
Price $19.65
GF Value $21.09
Valuation Fairly Valued
! 3 Warning Signs
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What is First Greenwich Financial FCF Margin %?

First Greenwich Financial FGFI 67 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates FGFI with a GF Score™ of 67/100 and a GF Value™ of $21.09 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,508 Banks companies, First Greenwich Financial ranks worse than 77.72% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. First Greenwich Financial's Free Cash Flow for the three months ended in Mar. 2026 was $0.00 Mil. First Greenwich Financial's Revenue for the three months ended in Mar. 2026 was $5.78 Mil. Therefore, First Greenwich Financial's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, First Greenwich Financial's current FCF Yield % is -3.59%.

The historical rank and industry rank for First Greenwich Financial's FCF Margin % or its related term are showing as below:

FGFI' s FCF Margin % Range Over the Past 10 Years
Min: -8.55   Med: 21.44   Max: 189.97
Current: -8.2

During the past 9 years, the highest FCF Margin % of First Greenwich Financial was 189.97%. The lowest was -8.55%. And the median was 21.44%.

FGFI's FCF Margin % is ranked worse than
77.72% of 1508 companies
in the Banks industry
Industry Median: 26.5 vs FGFI: -8.20

First Greenwich Financial FCF Margin % Related Terms

First Greenwich Financial FCF Margin % Historical Data

* Premium members only.

The historical data trend for First Greenwich Financial's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Greenwich Financial FCF Margin % Chart

First Greenwich Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only 39.19 30.68 8.54 19.87 -8.55

First Greenwich Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FGFI vs DENI, PVBK, TCBS: FCF Margin % Comparison

For the Banks - Regional subindustry, First Greenwich Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Greenwich Financial FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, First Greenwich Financial's FCF Margin % distribution charts can be found below:

* The bar in red indicates where First Greenwich Financial's FCF Margin % falls into.


FGFI
67GF Score
First Greenwich Financial Inc FGFI
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Greenwich Financial FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

First Greenwich Financial's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1.896/22.188
=-8.55 %

First Greenwich Financial's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/5.775
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
First Greenwich Financial (FGFI) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Greenwich Financial and its competitors. According to the industry distribution chart, First Greenwich Financial ranks #1172 out of 1508 companies in the Banks industry, placing it in the top 77.7%.
Is First Greenwich Financial's FCF Margin % too high?
First Greenwich Financial's current FCF Margin % is 0.00%. Based on the distribution chart, First Greenwich Financial ranks #1172 out of 1508 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Greenwich Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Greenwich Financial's FCF Margin % compare to DENI and PVBK?
According to the Banks industry distribution chart, First Greenwich Financial ranks #1172 out of 1508 companies for FCF Margin %. This places First Greenwich Financial in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First Greenwich Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Greenwich Financial's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Greenwich Financial stock overvalued right now?
Based on GuruFocus' analysis, First Greenwich Financial (FGFI) is currently considered Fairly Valued. The stock's GF Value™ is $21.09, compared to a current price of $19.65 — trading 6.8% below its estimated fair value. The current FCF Margin % is 0.00%. First Greenwich Financial's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First Greenwich Financial (FGFI), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Greenwich Financial (FGFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Greenwich Financial stock appears to be undervalued. The current stock price of $19.65 is trading 6.8% below its estimated GF Value™ of $21.09. GuruFocus considers First Greenwich Financial to be Fairly Valued.

Key valuation signals for FGFI:

  • FCF Margin %: 0.00%
  • GF Value™: $21.09 vs. price of $19.65 (6.8% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FGFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Greenwich Financial Business Description

Address 444 East Putnam Avenue, Cos Cob, CT, USA, 06807
First Greenwich Financial Inc is a United States-based company engaged in attracting deposits from the general public and investing those deposits in residential & commercial real estate loans and consumer & small business loans. It offers services including Certificate of Deposit, Checking, Courier Service, Online Banking, Retirement Accounts, and Lending services, among others.
67GF Score

Get the complete analysis for FGFI

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.65
Price
$21.09
GF Value