FGFI (First Greenwich Financial) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


FGFI First Greenwich Financial Inc FGFI
67 GF Score
Price $19.65
GF Value $21.09
Valuation Fairly Valued
! 3 Warning Signs
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What is First Greenwich Financial Dividend Payout Ratio?

First Greenwich Financial FGFI 67 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates FGFI with a GF Score™ of 67/100 and a GF Value™ of $21.09 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,175 Banks companies, First Greenwich Financial ranks worse than 85106.3% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. First Greenwich Financial's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for First Greenwich Financial's Dividend Payout Ratio or its related term are showing as below:


FGFI's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-07-12), the Dividend Yield % of First Greenwich Financial is 0.00%.

First Greenwich Financial's Dividends per Share for the months ended in Mar. 2026 was $0.00.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


First Greenwich Financial (OTCPK:FGFI) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


First Greenwich Financial Dividend Payout Ratio Related Terms


First Greenwich Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for First Greenwich Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Greenwich Financial Dividend Payout Ratio Chart

First Greenwich Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00

First Greenwich Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FGFI vs DENI, PVBK, TCBS: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, First Greenwich Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Greenwich Financial Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Greenwich Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where First Greenwich Financial's Dividend Payout Ratio falls into.


FGFI
67GF Score
First Greenwich Financial Inc FGFI
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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First Greenwich Financial Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

First Greenwich Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0/ 1.46
=0.00

First Greenwich Financial's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 0.52
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
First Greenwich Financial (FGFI) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on First Greenwich Financial and its competitors. According to the industry distribution chart, First Greenwich Financial ranks #999999 out of 1175 companies in the Banks industry.
Is First Greenwich Financial's Dividend Payout Ratio too high?
First Greenwich Financial's current Dividend Payout Ratio is 0.00. Based on the distribution chart, First Greenwich Financial ranks #999999 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Greenwich Financial has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Greenwich Financial's Dividend Payout Ratio compare to DENI and PVBK?
According to the Banks industry distribution chart, First Greenwich Financial ranks #999999 out of 1175 companies for Dividend Payout Ratio. This places First Greenwich Financial in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on First Greenwich Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Greenwich Financial's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Greenwich Financial stock overvalued right now?
Based on GuruFocus' analysis, First Greenwich Financial (FGFI) is currently considered Fairly Valued. The stock's GF Value™ is $21.09, compared to a current price of $19.65 — trading 6.8% below its estimated fair value. The current Dividend Payout Ratio is 0.00. First Greenwich Financial's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For First Greenwich Financial (FGFI), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Greenwich Financial (FGFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Greenwich Financial stock appears to be undervalued. The current stock price of $19.65 is trading 6.8% below its estimated GF Value™ of $21.09. GuruFocus considers First Greenwich Financial to be Fairly Valued.

Key valuation signals for FGFI:

  • Dividend Payout Ratio: 0.00
  • GF Value™: $21.09 vs. price of $19.65 (6.8% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the FGFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Greenwich Financial Business Description

Address 444 East Putnam Avenue, Cos Cob, CT, USA, 06807
First Greenwich Financial Inc is a United States-based company engaged in attracting deposits from the general public and investing those deposits in residential & commercial real estate loans and consumer & small business loans. It offers services including Certificate of Deposit, Checking, Courier Service, Online Banking, Retirement Accounts, and Lending services, among others.
67GF Score

Get the complete analysis for FGFI

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.65
Price
$21.09
GF Value