FGFI (First Greenwich Financial) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 27, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FGFI First Greenwich Financial Inc FGFI
66 GF Score
Price $19.78
GF Value $21.30
Valuation Fairly Valued
! 3 Warning Signs
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What is First Greenwich Financial 5-Year Yield-on-Cost %?

First Greenwich Financial FGFI +0.15% 66 5-Year Yield-on-Cost % is 0.00 as of Jul. 27, 2026. GuruFocus rates FGFI with a GF Score™ of 66/100 and a GF Value™ of $21.30 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, First Greenwich Financial ranks worse than 79872.12% on this metric.

First Greenwich Financial's yield on cost for the quarter that ended in Jun. 2026 was 0.00.


The historical rank and industry rank for First Greenwich Financial's 5-Year Yield-on-Cost % or its related term are showing as below:



FGFI's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.875
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

First Greenwich Financial  (OTCPK:FGFI) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


First Greenwich Financial 5-Year Yield-on-Cost % Related Terms


FGFI vs WSSH, TBBC, DENI: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, First Greenwich Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Greenwich Financial 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, First Greenwich Financial's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where First Greenwich Financial's 5-Year Yield-on-Cost % falls into.


FGFI
66GF Score
First Greenwich Financial Inc FGFI
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Greenwich Financial 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of First Greenwich Financial is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
First Greenwich Financial (FGFI) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Greenwich Financial and its competitors. According to the industry distribution chart, First Greenwich Financial ranks #999999 out of 1252 companies in the Banks industry.
Is First Greenwich Financial's 5-Year Yield-on-Cost % too high?
First Greenwich Financial's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, First Greenwich Financial ranks #999999 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Greenwich Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Greenwich Financial's 5-Year Yield-on-Cost % compare to WSSH and TBBC?
According to the Banks industry distribution chart, First Greenwich Financial ranks #999999 out of 1252 companies for 5-Year Yield-on-Cost %. This places First Greenwich Financial in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Greenwich Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Greenwich Financial's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Greenwich Financial stock overvalued right now?
Based on GuruFocus' analysis, First Greenwich Financial (FGFI) is currently considered Fairly Valued. The stock's GF Value™ is $21.30, compared to a current price of $19.78 — trading 7.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. First Greenwich Financial's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Greenwich Financial (FGFI), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Greenwich Financial (FGFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Greenwich Financial stock appears to be undervalued. The current stock price of $19.78 is trading 7.1% below its estimated GF Value™ of $21.30. GuruFocus considers First Greenwich Financial to be Fairly Valued.

Key valuation signals for FGFI:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $21.30 vs. price of $19.78 (7.1% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the FGFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Greenwich Financial Business Description

Address 444 East Putnam Avenue, Cos Cob, CT, USA, 06807
First Greenwich Financial Inc is a United States-based company engaged in attracting deposits from the general public and investing those deposits in residential & commercial real estate loans and consumer & small business loans. It offers services including Certificate of Deposit, Checking, Courier Service, Online Banking, Retirement Accounts, and Lending services, among others.
66GF Score

Get the complete analysis for FGFI

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.78
Price
$21.30
GF Value