FGFI (First Greenwich Financial) EPS without NRI: $1.65 (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FGFI First Greenwich Financial Inc FGFI
66 GF Score
Price $19.65
GF Value $21.09
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is First Greenwich Financial EPS without NRI?

First Greenwich Financial FGFI 66 EPS without NRI is $1.65 as of Mar. 2026. GuruFocus rates FGFI with a GF Score™ of 66/100 and a GF Value™ of $21.09 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,417 Banks companies, First Greenwich Financial ranks worse than 90.54% on this metric.

First Greenwich Financial's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $0.52. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $1.65.

During the past 12 months, First Greenwich Financial's average earnings per share (NRI) Growth Rate was 36.40% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -16.00% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 0.70% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for First Greenwich Financial's EPS without NRI or its related term are showing as below:

FGFI' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -19.2   Med: 19.05   Max: 93.4
Current: -16

During the past 9 years, First Greenwich Financial's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 93.40% per year. The lowest was -19.20% per year. And the median was 19.05% per year.

FGFI's 3-Year EPS without NRI Growth Rate is ranked worse than
90.54% of 1417 companies
in the Banks industry
Industry Median: 7.3 vs FGFI: -16.00

First Greenwich Financial's EPS (Diluted) for the three months ended in Mar. 2026 was $0.52. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.65.

First Greenwich Financial's EPS (Basic) for the three months ended in Mar. 2026 was $0.55. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.73.


First Greenwich Financial  (OTCPK:FGFI) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


First Greenwich Financial EPS without NRI Related Terms


First Greenwich Financial EPS without NRI Historical Data

* Premium members only.

The historical data trend for First Greenwich Financial's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Greenwich Financial EPS without NRI Chart

First Greenwich Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only 2.01 2.46 1.26 1.06 1.46

First Greenwich Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.49 0.54 0.10 0.52

FGFI vs DENI, PVBK, TCBS: EPS without NRI Comparison

For the Banks - Regional subindustry, First Greenwich Financial's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Greenwich Financial PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, First Greenwich Financial's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where First Greenwich Financial's PE Ratio without NRI falls into.


FGFI
66GF Score
First Greenwich Financial Inc FGFI
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Greenwich Financial EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $1.65 mean?
First Greenwich Financial (FGFI) has a EPS without NRI of $1.65 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on First Greenwich Financial and its competitors. According to the industry distribution chart, First Greenwich Financial ranks #1283 out of 1417 companies in the Banks industry, placing it in the top 90.5%.
Is First Greenwich Financial's EPS without NRI too high?
First Greenwich Financial's current EPS without NRI is $1.65. The Banks industry median EPS without NRI is 7.30. First Greenwich Financial's value of $1.65 is 77.4% below this industry median. Based on the distribution chart, First Greenwich Financial ranks #1283 out of 1417 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Greenwich Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Greenwich Financial's EPS without NRI compare to DENI and PVBK?
According to the Banks industry distribution chart, First Greenwich Financial ranks #1283 out of 1417 companies for EPS without NRI. This places First Greenwich Financial in the lower half of its industry. The industry median EPS without NRI is 7.30. First Greenwich Financial's value of $1.65 is 77.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Greenwich Financial's current EPS without NRI of $1.65 is 77.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on First Greenwich Financial and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Greenwich Financial's current EPS without NRI is $1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Greenwich Financial stock overvalued right now?
Based on GuruFocus' analysis, First Greenwich Financial (FGFI) is currently considered Fairly Valued. The stock's GF Value™ is $21.09, compared to a current price of $19.65 — trading 6.8% below its estimated fair value. The current EPS without NRI is $1.65 and 77.4% below the Banks industry median of 7.30. First Greenwich Financial's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For First Greenwich Financial (FGFI), the current EPS without NRI is $1.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Greenwich Financial (FGFI) Overvalued in 2026?

Based on GuruFocus' analysis, First Greenwich Financial stock appears to be undervalued. The current stock price of $19.65 is trading 6.8% below its estimated GF Value™ of $21.09. GuruFocus considers First Greenwich Financial to be Fairly Valued.

Key valuation signals for FGFI:

  • EPS without NRI: $1.65
  • GF Value™: $21.09 vs. price of $19.65 (6.8% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 77.4% below the Banks median (#1283 of 1417)

No single metric tells the full story. See the FGFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Greenwich Financial Business Description

Address 444 East Putnam Avenue, Cos Cob, CT, USA, 06807
First Greenwich Financial Inc is a United States-based company engaged in attracting deposits from the general public and investing those deposits in residential & commercial real estate loans and consumer & small business loans. It offers services including Certificate of Deposit, Checking, Courier Service, Online Banking, Retirement Accounts, and Lending services, among others.
66GF Score

Get the complete analysis for FGFI

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.65
Price
$21.09
GF Value