CBFC (CNB Financial Services) EPS without NRI: $13.11 (TTM As of Dec. 2025)


CBFC CNB Financial Services Inc CBFC
65 GF Score
Price $50.00
GF Value $41.00
! 7 Warning Signs
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What is CNB Financial Services EPS without NRI?

CNB Financial Services CBFC 65 EPS without NRI is $13.11 as of Dec. 2025. GuruFocus rates CBFC with a GF Score™ of 65/100 and a GF Value™ of $41.00. The stock has 7 warning signs investors should review.

CNB Financial Services's earnings per share without non-recurring items for the six months ended in Dec. 2025 was $13.11. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $13.11.

During the past 12 months, CNB Financial Services's average earnings per share (NRI) Growth Rate was 23.60% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 10.90% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 9.30% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for CNB Financial Services's EPS without NRI or its related term are showing as below:

CBFC' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -6.1   Med: 7.25   Max: 14.2
Current: 10.9

During the past 13 years, CNB Financial Services's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 14.20% per year. The lowest was -6.10% per year. And the median was 7.25% per year.

CBFC's 3-Year EPS without NRI Growth Rate is not ranked
in the Banks industry.
Industry Median: 7.3 vs CBFC: 10.90

CNB Financial Services's EPS (Diluted) for the six months ended in Dec. 2025 was $13.08. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $13.08.

CNB Financial Services's EPS (Basic) for the six months ended in Dec. 2025 was $13.08. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $13.08.


CNB Financial Services  (OTCPK:CBFC) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


CNB Financial Services EPS without NRI Related Terms


CNB Financial Services EPS without NRI Historical Data

* Premium members only.

The historical data trend for CNB Financial Services's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNB Financial Services EPS without NRI Chart

CNB Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.72 9.60 8.69 10.61 13.11

CNB Financial Services Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.72 9.60 8.69 10.61 13.11

CBFC vs GWBK, MKIN, GOVB: EPS without NRI Comparison

For the Banks - Regional subindustry, CNB Financial Services's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNB Financial Services PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, CNB Financial Services's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where CNB Financial Services's PE Ratio without NRI falls into.


CBFC
65GF Score
CNB Financial Services Inc CBFC
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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CNB Financial Services EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $13.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $13.11 mean?
CNB Financial Services (CBFC) has a EPS without NRI of $13.11 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on CNB Financial Services and its competitors.
Is CNB Financial Services' EPS without NRI too high?
CNB Financial Services' current EPS without NRI is $13.11. The Banks industry median EPS without NRI is 7.30. CNB Financial Services' value of $13.11 is 79.6% above this industry median. Overall, CNB Financial Services has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does CNB Financial Services' EPS without NRI compare to GWBK and MKIN?
CNB Financial Services' EPS without NRI of $13.11 can be compared against companies in the Banks industry. The industry median EPS without NRI is 7.30. CNB Financial Services' value of $13.11 is 79.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNB Financial Services's current EPS without NRI of $13.11 is 79.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on CNB Financial Services and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB Financial Services's current EPS without NRI is $13.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial Services stock overvalued right now?
CNB Financial Services (CBFC) has a current EPS without NRI of $13.11. The stock's GF Value™ is $41.00, compared to a current price of $50.00 — trading 22% above its estimated fair value. The current EPS without NRI is $13.11 and 79.6% above the Banks industry median of 7.30. CNB Financial Services' overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For CNB Financial Services (CBFC), the current EPS without NRI is $13.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNB Financial Services (CBFC) Overvalued in 2026?

Based on GuruFocus' analysis, CNB Financial Services stock appears to be overvalued. The current stock price of $50.00 is trading 22% above its estimated GF Value™ of $41.00.

Key valuation signals for CBFC:

  • EPS without NRI: $13.11
  • GF Value™: $41.00 vs. price of $50.00 (22% above fair value)
  • GF Score™: 65/100 with 7 warning signs
  • Industry Position: 79.6% above the Banks median

No single metric tells the full story. See the CBFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNB Financial Services Business Description

Address 101 S. Washington Street, Berkeley Springs, WV, USA, 25411
CNB Financial Services Inc operates as the bank holding company for CNB Bank, Inc, which is a full-service commercial bank conducting general banking and trust activities through various full-service offices and automated teller machines located in Morgan and Berkeley Counties, West Virginia, and Washington County, Maryland, among others. The sources of revenue for the Bank are interest income from loans and investments, and non-interest income. The company has the following portfolios: Construction, land, and Residential properties, Non-farm nonresidential properties, Commercial and industrial loans, Consumer loans, and Leases.
65GF Score

Get the complete analysis for CBFC

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$41.00
GF Value