The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. CNB Financial Services's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.09.
The historical rank and industry rank for CNB Financial Services's Dividend Payout Ratio or its related term are showing as below:
CBFC'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.2 Max: 0.31
Current: 0.09
During the past 13 years, the highest Dividend Payout Ratio of CNB Financial Services was 0.31. The lowest was 0.09. And the median was 0.20.
CBFC's Dividend Payout Ratio is not ranked
in the Banks industry.
Industry Median: 0.32
vs CBFC: 0.09
During the past 13 years, the highest Trailing Annual Dividend Yield of CNB Financial Services was 5.02%. The lowest was 0.00%. And the median was 3.54%.
During the past 3 years, the average Dividends Per Share Growth Rate was -12.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -14.60% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 0.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of CNB Financial Services was 26.40% per year. The lowest was -19.50% per year. And the median was -4.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
CNB Financial Services (OTCPK:CBFC) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
CNB Financial Services Dividend Payout Ratio Related Terms
CNB Financial Services Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for CNB Financial Services's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB Financial Services Dividend Payout Ratio Chart
CBFC vs GWBK, MKIN, GOVB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, CNB Financial Services's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB Financial Services Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, CNB Financial Services's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where CNB Financial Services's Dividend Payout Ratio falls into.
CNB Financial Services Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
CNB Financial Services's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB Financial Services (CBFC) has a Dividend Payout Ratio of 0.09 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CNB Financial Services and its competitors. This is 55% below median its historical median of 0.20. Over the past decade, CNB Financial Services' Dividend Payout Ratio has ranged from 0.09 to 0.31.
Is CNB Financial Services' Dividend Payout Ratio too high?
CNB Financial Services' current Dividend Payout Ratio of 0.09 is 55% below median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.31. The Banks industry median Dividend Payout Ratio is 0.32. CNB Financial Services' value of 0.09 is 71.9% below this industry median. Overall, CNB Financial Services has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does CNB Financial Services' Dividend Payout Ratio compare to GWBK and MKIN?
CNB Financial Services' Dividend Payout Ratio of 0.09 can be compared against companies in the Banks industry. The industry median Dividend Payout Ratio is 0.32. CNB Financial Services' value of 0.09 is 71.9% below this benchmark. Historically, CNB Financial Services' own Dividend Payout Ratio has ranged from 0.09 to 0.31 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.32, CNB Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNB Financial Services's current Dividend Payout Ratio of 0.09 is 71.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CNB Financial Services and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNB Financial Services's current Dividend Payout Ratio is 0.09, which is 55% below median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial Services stock overvalued right now?
CNB Financial Services (CBFC) has a current Dividend Payout Ratio of 0.09. The stock's GF Value™ is $41.00, compared to a current price of $50.00 — trading 22% above its estimated fair value. The current Dividend Payout Ratio is 0.09, which is 55% below median its 10-year median of 0.20 and 71.9% below the Banks industry median of 0.32. CNB Financial Services' overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For CNB Financial Services (CBFC), the current Dividend Payout Ratio is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB Financial Services (CBFC) Overvalued in 2026?
Based on GuruFocus' analysis, CNB Financial Services stock appears to be overvalued.
The current stock price of $50.00 is trading 22% above its estimated GF Value™ of $41.00.
Key valuation signals for CBFC:
Dividend Payout Ratio: 0.09 (55% below median its 10-year median of 0.20)
GF Value™: $41.00 vs. price of $50.00 (22% above fair value)
No single metric tells the full story. See the CBFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Financial Services Inc operates as the bank holding company for CNB Bank, Inc, which is a full-service commercial bank conducting general banking and trust activities through various full-service offices and automated teller machines located in Morgan and Berkeley Counties, West Virginia, and Washington County, Maryland, among others. The sources of revenue for the Bank are interest income from loans and investments, and non-interest income. The company has the following portfolios: Construction, land, and Residential properties, Non-farm nonresidential properties, Commercial and industrial loans, Consumer loans, and Leases.
65GF Score
Get the complete analysis for CBFC
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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