CNB Financial Services's ROE % for the quarter that ended in Dec. 2025 was 11.52%. CNB Financial Services's PB Ratio for the quarter that ended in Dec. 2025 was 0.35.
CNB Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 32.91%.
CNB Financial Services ROE % Adjusted to Book Value Related Terms
CNB Financial Services ROE % Adjusted to Book Value Historical Data
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The historical data trend for CNB Financial Services's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNB Financial Services ROE % Adjusted to Book Value Chart
CBFC vs GWBK, MKIN, GOVB: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, CNB Financial Services's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNB Financial Services ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, CNB Financial Services's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where CNB Financial Services's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 32.91% mean?
CNB Financial Services (CBFC) has a ROE % Adjusted to Book Value of 32.91% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CNB Financial Services and its competitors.
Is CNB Financial Services' ROE % Adjusted to Book Value too high?
CNB Financial Services' current ROE % Adjusted to Book Value is 32.91%. Overall, CNB Financial Services has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does CNB Financial Services' ROE % Adjusted to Book Value compare to GWBK and MKIN?
CNB Financial Services' ROE % Adjusted to Book Value of 32.91% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CNB Financial Services and its competitors. CNB Financial Services's current ROE % Adjusted to Book Value is 32.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNB Financial Services stock overvalued right now?
CNB Financial Services (CBFC) has a current ROE % Adjusted to Book Value of 32.91%. The stock's GF Value™ is $41.00, compared to a current price of $50.00 — trading 22% above its estimated fair value. The current ROE % Adjusted to Book Value is 32.91%. CNB Financial Services' overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For CNB Financial Services (CBFC), the current ROE % Adjusted to Book Value is 32.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNB Financial Services (CBFC) Overvalued in 2026?
Based on GuruFocus' analysis, CNB Financial Services stock appears to be overvalued.
The current stock price of $50.00 is trading 22% above its estimated GF Value™ of $41.00.
Key valuation signals for CBFC:
ROE % Adjusted to Book Value: 32.91%
GF Value™: $41.00 vs. price of $50.00 (22% above fair value)
No single metric tells the full story. See the CBFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNB Financial Services Inc operates as the bank holding company for CNB Bank, Inc, which is a full-service commercial bank conducting general banking and trust activities through various full-service offices and automated teller machines located in Morgan and Berkeley Counties, West Virginia, and Washington County, Maryland, among others. The sources of revenue for the Bank are interest income from loans and investments, and non-interest income. The company has the following portfolios: Construction, land, and Residential properties, Non-farm nonresidential properties, Commercial and industrial loans, Consumer loans, and Leases.
65GF Score
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