FLG (Flagstar Bank NA) EPS without NRI: $-0.12 (TTM As of Mar. 2026)


FLG Flagstar Bank NA FLG
60 GF Score
Price $14.84
GF Value $8.62
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Flagstar Bank NA EPS without NRI?

Flagstar Bank NA FLG +1.71% 60 EPS without NRI is $-0.12 as of Mar. 2026. GuruFocus rates FLG with a GF Score™ of 60/100 and a GF Value™ of $8.62 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,415 Banks companies, Flagstar Bank NA ranks worse than 70671.31% on this metric.

Flagstar Bank NA's earnings per share without non-recurring items for the three months ended in Mar. 2026 was $0.03. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.12.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Flagstar Bank NA's EPS without NRI or its related term are showing as below:

During the past 13 years, Flagstar Bank NA's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 76.10% per year. The lowest was -43.50% per year. And the median was 5.00% per year.

FLG's 3-Year EPS without NRI Growth Rate is not ranked *
in the Banks industry.
Industry Median: 7.2
* Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.

Flagstar Bank NA's EPS (Diluted) for the three months ended in Mar. 2026 was $0.03. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.22.

Flagstar Bank NA's EPS (Basic) for the three months ended in Mar. 2026 was $0.03. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $-0.22.


Flagstar Bank NA  (NYSE:FLG) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Flagstar Bank NA EPS without NRI Related Terms


Flagstar Bank NA EPS without NRI Historical Data

* Premium members only.

The historical data trend for Flagstar Bank NA's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flagstar Bank NA EPS without NRI Chart

Flagstar Bank NA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.71 3.69 2.40 -2.66 -0.37

Flagstar Bank NA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.23 -0.14 -0.07 0.06 0.03

FLG vs UBSI, ABCB, HWC: EPS without NRI Comparison

For the Banks - Regional subindustry, Flagstar Bank NA's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flagstar Bank NA PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Flagstar Bank NA's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Flagstar Bank NA's PE Ratio without NRI falls into.


FLG
60GF Score
Flagstar Bank NA FLG
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Flagstar Bank NA EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $-0.12 mean?
Flagstar Bank NA (FLG) has a EPS without NRI of $-0.12 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Flagstar Bank NA and its competitors. According to the industry distribution chart, Flagstar Bank NA ranks #999999 out of 1415 companies in the Banks industry.
Is Flagstar Bank NA's EPS without NRI too high?
Flagstar Bank NA's current EPS without NRI is $-0.12. Based on the distribution chart, Flagstar Bank NA ranks #999999 out of 1415 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Flagstar Bank NA has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's EPS without NRI compare to UBSI and ABCB?
According to the Banks industry distribution chart, Flagstar Bank NA ranks #999999 out of 1415 companies for EPS without NRI. This places Flagstar Bank NA in the lower half of its industry. The industry median EPS without NRI is 7.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.20, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Flagstar Bank NA and its competitors. For the Banks industry, the median EPS without NRI is 7.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flagstar Bank NA's current EPS without NRI is $-0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Flagstar Bank NA (FLG) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.62, compared to a current price of $14.84 — trading 72.2% above its estimated fair value. The current EPS without NRI is $-0.12. Flagstar Bank NA's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Flagstar Bank NA (FLG), the current EPS without NRI is $-0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flagstar Bank NA (FLG) Overvalued in 2026?

Based on GuruFocus' analysis, Flagstar Bank NA stock appears to be overvalued. The current stock price of $14.84 is trading 72.2% above its estimated GF Value™ of $8.62. GuruFocus considers Flagstar Bank NA to be Significantly Overvalued.

Key valuation signals for FLG:

  • EPS without NRI: $-0.12
  • GF Value™: $8.62 vs. price of $14.84 (72.2% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the FLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flagstar Bank NA Business Description

Other Exchanges FLGpA.PFD:USAQC10:Germany
Address 102 Duffy Avenue, Hicksville, Hicksville, NY, USA, 11801
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
60GF Score

Get the complete analysis for FLG

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.84
Price
$8.62
GF Value