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Flagstar Bank NAFLG +3.29%60 12-1 Month Momentum % is 10.92% as of Sep. 02, 2026. GuruFocus rates FLG with a GF Score™ of 60/100 and a GF Value™ of $8.25 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,592 Banks companies, Flagstar Bank NA ranks worse than 58.67% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-09-02), Flagstar Bank NA's 12-1 Month Momentum % is 10.92%.
The industry rank for Flagstar Bank NA's 12-1 Month Momentum % or its related term are showing as below:
FLG's 12-1 Month Momentum % is ranked worse than 58.67% of 1592
companies
in the Banks industry
Industry Median: 18.12
vs FLG: 10.92
Flagstar Bank NA (NYSE:FLG) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Flagstar Bank NA 12-1 Month Momentum % Related Terms
FLG vs AX, ABCB, OZK: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Flagstar Bank NA's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Flagstar Bank NA 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Flagstar Bank NA's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Flagstar Bank NA's 12-1 Month Momentum % falls into.
Flagstar Bank NA (NYSE:FLG) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Flagstar Bank NA (FLG) has a 12-1 Month Momentum % of 10.92% as of Sep. 02, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Flagstar Bank NA and its competitors. According to the industry distribution chart, Flagstar Bank NA ranks #934 out of 1592 companies in the Banks industry, placing it in the top 58.7%.
Is Flagstar Bank NA's 12-1 Month Momentum % too high?
Flagstar Bank NA's current 12-1 Month Momentum % is 10.92%. The Banks industry median 12-1 Month Momentum % is 18.12. Flagstar Bank NA's value of 10.92% is 39.7% below this industry median. Based on the distribution chart, Flagstar Bank NA ranks #934 out of 1592 companies in the Banks industry, which is below the industry midpoint. Overall, Flagstar Bank NA has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's 12-1 Month Momentum % compare to AX and ABCB?
According to the Banks industry distribution chart, Flagstar Bank NA ranks #934 out of 1592 companies for 12-1 Month Momentum %. This places Flagstar Bank NA in the lower half of its industry. The industry median 12-1 Month Momentum % is 18.12. Flagstar Bank NA's value of 10.92% is 39.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.12, based on 1,592 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flagstar Bank NA's current 12-1 Month Momentum % of 10.92% is 39.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Flagstar Bank NA and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flagstar Bank NA's current 12-1 Month Momentum % is 10.92%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Flagstar Bank NA (FLG) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.25, compared to a current price of $13.49 — trading 63.5% above its estimated fair value. The current 12-1 Month Momentum % is 10.92% and 39.7% below the Banks industry median of 18.12. Flagstar Bank NA's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Flagstar Bank NA (FLG), the current 12-1 Month Momentum % is 10.92% as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Flagstar Bank NA (FLG) Overvalued in 2026?
Based on GuruFocus' analysis, Flagstar Bank NA stock appears to be overvalued.
The current stock price of $13.49 is trading 63.5% above its estimated GF Value™ of $8.25.
GuruFocus considers Flagstar Bank NA to be Significantly Overvalued.
Key valuation signals for FLG:
12-1 Month Momentum %: 10.92%
GF Value™: $8.25 vs. price of $13.49 (63.5% above fair value)
Industry Position: 39.7% below the Banks median (#934 of 1592)
No single metric tells the full story. See the FLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
60GF Score
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