FLG (Flagstar Bank NA) Dividend Payout Ratio: 0.33 (As of Mar. 2026) — 54% Below Median

What is Flagstar Bank NA Dividend Payout Ratio?

Flagstar Bank NA FLG +0.86% 60 Dividend Payout Ratio is 0.33 as of Mar. 2026, which is 54% below its 10-year median of 0.71. GuruFocus rates FLG with a GF Score™ of 60/100 and a GF Value™ of $8.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,172 Banks companies, Flagstar Bank NA ranks worse than 85324.15% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Flagstar Bank NA's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.33.

The historical rank and industry rank for Flagstar Bank NA's Dividend Payout Ratio or its related term are showing as below:

During the past 13 years, the highest Dividend Payout Ratio of Flagstar Bank NA was 0.88. The lowest was 0.55. And the median was 0.71.

FLG's Dividend Payout Ratio is not ranked ^*
in the Banks industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-06-28), the Dividend Yield % of Flagstar Bank NA is 0.26%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Flagstar Bank NA was 21.12%. The lowest was 0.26%. And the median was 5.84%.

Flagstar Bank NA's Dividends per Share for the months ended in Mar. 2026 was $0.01.

During the past 12 months, Flagstar Bank NA's average Dividends Per Share Growth Rate was -33.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -73.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -53.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -24.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Flagstar Bank NA was 179.60% per year. The lowest was -73.00% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Flagstar Bank NA (NYSE:FLG) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Flagstar Bank NA Dividend Payout Ratio Related Terms

Flagstar Bank NA Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Flagstar Bank NA's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flagstar Bank NA Dividend Payout Ratio Chart

Flagstar Bank NA Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.55

0.85

0.00

Flagstar Bank NA Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.00	0.00	0.00	0.17	0.33

FLG vs UBSI, ABCB, GBCI: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Flagstar Bank NA's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Flagstar Bank NA Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Flagstar Bank NA's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Flagstar Bank NA's Dividend Payout Ratio falls into.

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Flagstar Bank NA FLG

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Flagstar Bank NA Dividend Payout Ratio Calculation

Flagstar Bank NA's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	0.04	/	-0.37
	=	N/A

Flagstar Bank NA's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.01	/	0.03
	=	0.33

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.33 mean?

Flagstar Bank NA (FLG) has a Dividend Payout Ratio of 0.33 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Flagstar Bank NA and its competitors. This is 54% below median its historical median of 0.71. Over the past decade, Flagstar Bank NA's Dividend Payout Ratio has ranged from 0.55 to 0.88. According to the industry distribution chart, Flagstar Bank NA ranks #999999 out of 1172 companies in the Banks industry.

Is Flagstar Bank NA's Dividend Payout Ratio too high?

Flagstar Bank NA's current Dividend Payout Ratio of 0.33 is 54% below median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 0.88. The Banks industry median Dividend Payout Ratio is 0.32. Flagstar Bank NA's value of 0.33 is 3.1% above this industry median. Based on the distribution chart, Flagstar Bank NA ranks #999999 out of 1172 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Flagstar Bank NA has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Flagstar Bank NA's Dividend Payout Ratio compare to UBSI and ABCB?

According to the Banks industry distribution chart, Flagstar Bank NA ranks #999999 out of 1172 companies for Dividend Payout Ratio. This places Flagstar Bank NA in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Flagstar Bank NA's value of 0.33 is 3.1% above this benchmark. Historically, Flagstar Bank NA's own Dividend Payout Ratio has ranged from 0.55 to 0.88 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 0.32, Flagstar Bank NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flagstar Bank NA's current Dividend Payout Ratio of 0.33 is 3.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Flagstar Bank NA and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flagstar Bank NA's current Dividend Payout Ratio is 0.33, which is 54% below median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Flagstar Bank NA stock overvalued right now?

Based on GuruFocus' analysis, Flagstar Bank NA (FLG) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.63, compared to a current price of $15.28 — trading 77.1% above its estimated fair value. The current Dividend Payout Ratio is 0.33, which is 54% below median its 10-year median of 0.71 and 3.1% above the Banks industry median of 0.32. Flagstar Bank NA's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Flagstar Bank NA (FLG), the current Dividend Payout Ratio is 0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flagstar Bank NA (FLG) Overvalued in 2026?

Based on GuruFocus' analysis, Flagstar Bank NA stock appears to be overvalued. The current stock price of $15.28 is trading 77.1% above its estimated GF Value™ of $8.63. GuruFocus considers Flagstar Bank NA to be Significantly Overvalued.

Key valuation signals for FLG:

Dividend Payout Ratio: 0.33 (54% below median its 10-year median of 0.71)
GF Value™: $8.63 vs. price of $15.28 (77.1% above fair value)
GF Score™: 60/100 with 6 warning signs
Industry Position: 3.1% above the Banks median (#999999 of 1172)

No single metric tells the full story. See the FLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Flagstar Bank NA Business Description

Industry Financial Services Banks

Comparable Companies UBSI ABCB GBCI HWC FNB HOMB AUB OZK ASB AX SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges FLGpA.PFD:USA QC10:Germany

Address 102 Duffy Avenue, Hicksville, Hicksville, NY, USA, 11801

Website https://www.flagstar.com

Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.

60GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.28

Price

$8.63

GF Value

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