FLG (Flagstar Bank NA) Asset Turnover: 0.01 (As of Mar. 2026)


FLG Flagstar Bank NA FLG
60 GF Score
Price $15.28
GF Value $8.63
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Flagstar Bank NA Asset Turnover?

Flagstar Bank NA FLG +0.86% 60 Asset Turnover is 0.01 as of Mar. 2026. GuruFocus rates FLG with a GF Score™ of 60/100 and a GF Value™ of $8.63 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Flagstar Bank NA's Revenue for the three months ended in Mar. 2026 was $498 Mil. Flagstar Bank NA's Total Assets for the quarter that ended in Mar. 2026 was $87,321 Mil. Therefore, Flagstar Bank NA's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Flagstar Bank NA's annualized ROE % for the quarter that ended in Mar. 2026 was 1.03%. It is also linked to ROA % through Du Pont Formula. Flagstar Bank NA's annualized ROA % for the quarter that ended in Mar. 2026 was 0.10%.


Flagstar Bank NA  (NYSE:FLG) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Flagstar Bank NA's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=84/8131.5
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(84 / 1992)*(1992 / 87320.5)*(87320.5/ 8131.5)
=Net Margin %*Asset Turnover*Equity Multiplier
=4.22 %*0.0228*10.7385
=ROA %*Equity Multiplier
=0.10 %*10.7385
=1.03 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Flagstar Bank NA's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=84/87320.5
=(Net Income / Revenue)*(Revenue / Total Assets)
=(84 / 1992)*(1992 / 87320.5)
=Net Margin %*Asset Turnover
=4.22 %*0.0228
=0.10 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Flagstar Bank NA Asset Turnover Related Terms


Flagstar Bank NA Asset Turnover Historical Data

* Premium members only.

The historical data trend for Flagstar Bank NA's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flagstar Bank NA Asset Turnover Chart

Flagstar Bank NA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.04 0.02 0.02

Flagstar Bank NA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

FLG vs UBSI, ABCB, GBCI: Asset Turnover Comparison

For the Banks - Regional subindustry, Flagstar Bank NA's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flagstar Bank NA Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Flagstar Bank NA's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Flagstar Bank NA's Asset Turnover falls into.


FLG
60GF Score
Flagstar Bank NA FLG
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Flagstar Bank NA Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Flagstar Bank NA's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=2062/( (100160+87512)/ 2 )
=2062/93836
=0.02

Flagstar Bank NA's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=498/( (87512+87129)/ 2 )
=498/87320.5
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Flagstar Bank NA (FLG) has a Asset Turnover of 0.01 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Flagstar Bank NA and its competitors.
Is Flagstar Bank NA's Asset Turnover too high?
Flagstar Bank NA's current Asset Turnover is 0.01. Overall, Flagstar Bank NA has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's Asset Turnover compare to UBSI and ABCB?
Flagstar Bank NA's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Flagstar Bank NA and its competitors. Flagstar Bank NA's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Flagstar Bank NA (FLG) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.63, compared to a current price of $15.28 — trading 77.1% above its estimated fair value. The current Asset Turnover is 0.01. Flagstar Bank NA's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Flagstar Bank NA (FLG), the current Asset Turnover is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flagstar Bank NA (FLG) Overvalued in 2026?

Based on GuruFocus' analysis, Flagstar Bank NA stock appears to be overvalued. The current stock price of $15.28 is trading 77.1% above its estimated GF Value™ of $8.63. GuruFocus considers Flagstar Bank NA to be Significantly Overvalued.

Key valuation signals for FLG:

  • Asset Turnover: 0.01
  • GF Value™: $8.63 vs. price of $15.28 (77.1% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the FLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flagstar Bank NA Business Description

Other Exchanges FLGpA.PFD:USAQC10:Germany
Address 102 Duffy Avenue, Hicksville, Hicksville, NY, USA, 11801
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
60GF Score

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Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.28
Price
$8.63
GF Value