Flagstar Bank NAFLG -2.73%60 PS Ratio is 3.01 as of Jul. 03, 2026, which is 26% below its 10-year median of 4.07. GuruFocus rates FLG with a GF Score™ of 60/100 and a GF Value™ of $8.63 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,517 Banks companies, Flagstar Bank NA ranks worse than 50.82% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Flagstar Bank NA's share price is $14.59.
Flagstar Bank NA's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $4.85. Hence, Flagstar Bank NA's PS Ratio for today is 3.01.
Warning Sign:
Flagstar Bank NA stock PS Ratio (=3.01) is close to 2-year high of 3.15.
The historical rank and industry rank for Flagstar Bank NA's PS Ratio or its related term are showing as below:
FLG'
s PS Ratio Range Over the Past 10 Years
Min: 0.55 Med: 4.07 Max: 12.31
Current: 3.01
During the past 13 years, Flagstar Bank NA's highest PS Ratio was 12.31. The lowest was 0.55. And the median was 4.07.
FLG's PS Ratio is ranked worse than 50.82% of 1517
companies
in the Banks industry
Industry Median: 2.98
vs FLG: 3.01
Flagstar Bank NA revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Flagstar Bank NA was -24.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -18.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -5.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 2.80% per year.
During the past 13 years, Flagstar Bank NA's highest 3-Year average Revenue per Share Growth Rate was 40.90% per year. The lowest was -25.40% per year. And the median was 8.25% per year.
Back to Basics: PS Ratio
Flagstar Bank NA (NYSE:FLG) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Flagstar Bank NA PS Ratio Related Terms
Flagstar Bank NA PS Ratio Historical Data
* Premium members only.
The historical data trend for Flagstar Bank NA's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Flagstar Bank NA's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Flagstar Bank NA PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Flagstar Bank NA's PS Ratio distribution charts can be found below:
* The bar in red indicates where Flagstar Bank NA's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Flagstar Bank NA's Share Price of today is $14.59. Flagstar Bank NA's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.85.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Flagstar Bank NA (FLG) has a PS Ratio of 3.01 as of Jul. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Flagstar Bank NA and its competitors. This is 26% below median its historical median of 4.07. Over the past decade, Flagstar Bank NA's PS Ratio has ranged from 0.55 to 12.31. According to the industry distribution chart, Flagstar Bank NA ranks #771 out of 1517 companies in the Banks industry, placing it in the top 50.8%.
Is Flagstar Bank NA's PS Ratio too high?
Flagstar Bank NA's current PS Ratio of 3.01 is 26% below median its 10-year median of 4.07. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 12.31. The Banks industry median PS Ratio is 2.98. Flagstar Bank NA's value of 3.01 is 1% above this industry median. Based on the distribution chart, Flagstar Bank NA ranks #771 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Flagstar Bank NA has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's PS Ratio compare to UBSI and ABCB?
According to the Banks industry distribution chart, Flagstar Bank NA ranks #771 out of 1517 companies for PS Ratio. This places Flagstar Bank NA in the lower half of its industry. The industry median PS Ratio is 2.98. Flagstar Bank NA's value of 3.01 is 1% above this benchmark. Historically, Flagstar Bank NA's own PS Ratio has ranged from 0.55 to 12.31 over the past decade. While the company's 10-year median is 4.07 vs. the industry median of 2.98, Flagstar Bank NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flagstar Bank NA's current PS Ratio of 3.01 is 1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Flagstar Bank NA and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flagstar Bank NA's current PS Ratio is 3.01, which is 26% below median its own 10-year median of 4.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Flagstar Bank NA (FLG) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.63, compared to a current price of $14.59 — trading 69.1% above its estimated fair value. The current PS Ratio is 3.01, which is 26% below median its 10-year median of 4.07 and 1% above the Banks industry median of 2.98. Flagstar Bank NA's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Flagstar Bank NA (FLG), the current PS Ratio is 3.01 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Flagstar Bank NA (FLG) Overvalued in 2026?
Based on GuruFocus' analysis, Flagstar Bank NA stock appears to be overvalued.
The current stock price of $14.59 is trading 69.1% above its estimated GF Value™ of $8.63.
GuruFocus considers Flagstar Bank NA to be Significantly Overvalued.
Key valuation signals for FLG:
PS Ratio: 3.01 (26% below median its 10-year median of 4.07)
GF Value™: $8.63 vs. price of $14.59 (69.1% above fair value)
Industry Position: 1% above the Banks median (#771 of 1517)
No single metric tells the full story. See the FLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
60GF Score
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