Flagstar Bank NAFLG +0.46%60 Median PS Value is $20.03 as of Jun. 25, 2026, which is 2285% above its 10-year median of 0.84. GuruFocus rates FLG with a GF Score™ of 60/100 and a GF Value™ of $8.64 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,042 Banks companies, Flagstar Bank NA ranks better than 87.04% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Flagstar Bank NA's Median PS Value or its related term are showing as below:
FLG'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.14 Med: 0.84 Max: 2.01
Current: 0.76
During the past 13 years, the highest Price to Median PS Value of Flagstar Bank NA was 2.01. The lowest was 0.14. And the median was 0.84.
FLG's Price-to-Median-PS-Value is ranked better than 87.04% of 1042
companies
in the Banks industry
Industry Median: 1.1
vs FLG: 0.76
Flagstar Bank NA (NYSE:FLG) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Flagstar Bank NA's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
15.15
/
20.03
=
0.76
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Flagstar Bank NA Median PS Value Related Terms
Flagstar Bank NA Median PS Value Historical Data
* Premium members only.
The historical data trend for Flagstar Bank NA's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FLG vs UBSI, ABCB, GBCI: Median PS Value Comparison
For the Banks - Regional subindustry, Flagstar Bank NA's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Flagstar Bank NA Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Flagstar Bank NA's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Flagstar Bank NA's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.129.
Flagstar Bank NA's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.851.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Flagstar Bank NA (FLG) has a Median PS Value of $20.03 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Flagstar Bank NA and its competitors. This is 2285% above median its historical median of 0.84. Over the past decade, Flagstar Bank NA's Median PS Value has ranged from 0.14 to 2.01. According to the industry distribution chart, Flagstar Bank NA ranks #135 out of 1042 companies in the Banks industry, placing it in the top 13%.
Is Flagstar Bank NA's Median PS Value too high?
Flagstar Bank NA's current Median PS Value of $20.03 is 2285% above median its 10-year median of 0.84. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 2.01. The Banks industry median Median PS Value is 1.10. Flagstar Bank NA's value of $20.03 is 1720.9% above this industry median. Based on the distribution chart, Flagstar Bank NA ranks #135 out of 1042 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Flagstar Bank NA has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's Median PS Value compare to UBSI and ABCB?
According to the Banks industry distribution chart, Flagstar Bank NA ranks #135 out of 1042 companies for Median PS Value. This places Flagstar Bank NA in the top 13% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.10. Flagstar Bank NA's value of $20.03 is 1720.9% above this benchmark. Historically, Flagstar Bank NA's own Median PS Value has ranged from 0.14 to 2.01 over the past decade. While the company's 10-year median is 0.84 vs. the industry median of 1.10, Flagstar Bank NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flagstar Bank NA's current Median PS Value of $20.03 is 1720.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Flagstar Bank NA and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flagstar Bank NA's current Median PS Value is $20.03, which is 2285% above median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Flagstar Bank NA (FLG) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.64, compared to a current price of $15.15 — trading 75.3% above its estimated fair value. The current Median PS Value is $20.03, which is 2285% above median its 10-year median of 0.84 and 1720.9% above the Banks industry median of 1.10. Flagstar Bank NA's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Flagstar Bank NA (FLG), the current Median PS Value is $20.03 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Flagstar Bank NA (FLG) Overvalued in 2026?
Based on GuruFocus' analysis, Flagstar Bank NA stock appears to be overvalued.
The current stock price of $15.15 is trading 75.3% above its estimated GF Value™ of $8.64.
GuruFocus considers Flagstar Bank NA to be Significantly Overvalued.
Key valuation signals for FLG:
Median PS Value: $20.03 (2285% above median its 10-year median of 0.84)
GF Value™: $8.64 vs. price of $15.15 (75.3% above fair value)
Industry Position: 1720.9% above the Banks median (#135 of 1042)
No single metric tells the full story. See the FLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
60GF Score
Get the complete analysis for FLG
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FLG has been successfully added to your 
