Punjab National Bank (NSE:PNB) EPS without NRI: ₹19.18 (TTM As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PNB Punjab National Bank NSE:PNB
66 GF Score
Price ₹111.64
GF Value ₹108.21
Valuation Fairly Valued
! 3 Warning Signs
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What is Punjab National Bank EPS without NRI?

Punjab National Bank NSE:PNB +0.50% 66 EPS without NRI is ₹19.18 as of Jun. 2026. GuruFocus rates NSE:PNB with a GF Score™ of 66/100 and a GF Value™ of ₹108.21 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,413 Banks companies, Punjab National Bank ranks better than 97.59% on this metric.

Punjab National Bank's earnings per share without non-recurring items for the three months ended in Jun. 2026 was ₹5.06. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Jun. 2026 was ₹19.18.

During the past 12 months, Punjab National Bank's average earnings per share (NRI) Growth Rate was 31.10% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 73.90% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 51.90% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Punjab National Bank's EPS without NRI or its related term are showing as below:

NSE:PNB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -48.2   Med: 13.5   Max: 73.9
Current: 73.9

During the past 13 years, Punjab National Bank's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 73.90% per year. The lowest was -48.20% per year. And the median was 13.50% per year.

NSE:PNB's 3-Year EPS without NRI Growth Rate is ranked better than
97.59% of 1413 companies
in the Banks industry
Industry Median: 7.3 vs NSE:PNB: 73.90

Punjab National Bank's EPS (Diluted) for the three months ended in Jun. 2026 was ₹5.06. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹19.18.

Punjab National Bank's EPS (Basic) for the three months ended in Jun. 2026 was ₹5.06. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹19.18.


Punjab National Bank  (NSE:PNB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Punjab National Bank EPS without NRI Related Terms


Punjab National Bank EPS without NRI Historical Data

* Premium members only.

The historical data trend for Punjab National Bank's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Punjab National Bank EPS without NRI Chart

Punjab National Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.53 3.04 8.27 16.42 16.00

Punjab National Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.84 4.46 4.83 4.83 5.06

Punjab National Bank EPS without NRI Competitor Comparison

For the Banks - Regional subindustry, Punjab National Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Punjab National Bank PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Punjab National Bank's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Punjab National Bank's PE Ratio without NRI falls into.


NSE:PNB
66GF Score
Punjab National Bank NSE:PNB
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Punjab National Bank EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹19.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₹19.18 mean?
Punjab National Bank (NSE:PNB) has a EPS without NRI of ₹19.18 as of Jun. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Punjab National Bank and its competitors. According to the industry distribution chart, Punjab National Bank ranks #34 out of 1413 companies in the Banks industry, placing it in the top 2.4%.
Is Punjab National Bank's EPS without NRI too high?
Punjab National Bank's current EPS without NRI is ₹19.18. Based on the distribution chart, Punjab National Bank ranks #34 out of 1413 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Punjab National Bank has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Punjab National Bank's EPS without NRI compare to competitors?
According to the Banks industry distribution chart, Punjab National Bank ranks #34 out of 1413 companies for EPS without NRI. This places Punjab National Bank in the top 2% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Punjab National Bank and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Punjab National Bank's current EPS without NRI is ₹19.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Punjab National Bank stock overvalued right now?
Based on GuruFocus' analysis, Punjab National Bank (NSE:PNB) is currently considered Fairly Valued. The stock's GF Value™ is ₹108.21, compared to a current price of ₹111.64 — trading 3.2% above its estimated fair value. The current EPS without NRI is ₹19.18. Punjab National Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Punjab National Bank (NSE:PNB), the current EPS without NRI is ₹19.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Punjab National Bank (NSE:PNB) Overvalued in 2026?

Based on GuruFocus' analysis, Punjab National Bank stock appears to be overvalued. The current stock price of ₹111.64 is trading 3.2% above its estimated GF Value™ of ₹108.21. GuruFocus considers Punjab National Bank to be Fairly Valued.

Key valuation signals for NSE:PNB:

  • EPS without NRI: ₹19.18
  • GF Value™: ₹108.21 vs. price of ₹111.64 (3.2% above fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the NSE:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Punjab National Bank Business Description

Other Exchanges 532461:India
Address Plot No. 4, Sector 10, Sector - 10, Dwarka, New Delhi, IND, 110075
Punjab National Bank is an Indian public sector bank. It provides all banking products and financial services including acceptance of various kinds of deposits like savings, term, current, recurring deposits etc. and credit financing. Its banking operations cater to individuals, corporates, farmers, government entities, start-ups, MSMEs, and other constituents, offering comprehensive Product offering and services. Its primary segments are Treasury, Retail Banking, Corporate / Wholesale Banking, and Other Banking Operations. The bank generates majority of revenue from Corporate / Wholesale Banking includes all advances which are not included under Retail Banking. Secondary segments are Domestic operations, and Foreign Operations. It generates majority of income from Domestic operations.
66GF Score

Get the complete analysis for NSE:PNB

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹111.64
Price
₹108.21
GF Value