OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Punjab National Bank OCF Yield % Related Terms
Punjab National Bank OCF Yield % Historical Data
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The historical data trend for Punjab National Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Punjab National Bank OCF Yield % Competitor Comparison
For the Banks - Regional subindustry, Punjab National Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Punjab National Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Punjab National Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Punjab National Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Punjab National Bank (NSE:PNB) has a OCF Yield % of 21.49 as of Jul. 08, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Punjab National Bank and its competitors. Over the past decade, Punjab National Bank's OCF Yield % has ranged from 21.49 to 21.49. According to the industry distribution chart, Punjab National Bank ranks #361 out of 1500 companies in the Banks industry, placing it in the top 24.1%.
Is Punjab National Bank's OCF Yield % too high?
Punjab National Bank's current OCF Yield % is 21.49. Over the past 10 years, this metric has ranged from a low of 21.49 to a high of 21.49. The Banks industry median OCF Yield % is 9.25. Punjab National Bank's value of 21.49 is 132.4% above this industry median. Based on the distribution chart, Punjab National Bank ranks #361 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Punjab National Bank has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Punjab National Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Punjab National Bank ranks #361 out of 1500 companies for OCF Yield %. This places Punjab National Bank in the top 24% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.25. Punjab National Bank's value of 21.49 is 132.4% above this benchmark. Historically, Punjab National Bank's own OCF Yield % has ranged from 21.49 to 21.49 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Punjab National Bank's current OCF Yield % of 21.49 is 132.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Punjab National Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Punjab National Bank's current OCF Yield % is 21.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Punjab National Bank stock overvalued right now?
Based on GuruFocus' analysis, Punjab National Bank (NSE:PNB) is currently considered Fairly Valued. The stock's GF Value™ is ₹111.61, compared to a current price of ₹103.79 — trading 7% below its estimated fair value. The current OCF Yield % is 21.49 and 132.4% above the Banks industry median of 9.25. Punjab National Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Punjab National Bank (NSE:PNB), the current OCF Yield % is 21.49 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Punjab National Bank (NSE:PNB) Overvalued in 2026?
Based on GuruFocus' analysis, Punjab National Bank stock appears to be undervalued.
The current stock price of ₹103.79 is trading 7% below its estimated GF Value™ of ₹111.61.
GuruFocus considers Punjab National Bank to be Fairly Valued.
Key valuation signals for NSE:PNB:
OCF Yield %: 21.49
GF Value™: ₹111.61 vs. price of ₹103.79 (7% below fair value)
Industry Position: 132.4% above the Banks median (#361 of 1500)
No single metric tells the full story. See the NSE:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Punjab National Bank is an Indian public sector bank. It provides all banking products and financial services including acceptance of various kinds of deposits like savings, term, current, recurring deposits etc. and credit financing. Its banking operations cater to individuals, corporates, farmers, government entities, start-ups, MSMEs, and other constituents, offering comprehensive Product offering and services. Its primary segments are Treasury, Retail Banking, Corporate / Wholesale Banking, and Other Banking Operations. The bank generates majority of revenue from Corporate / Wholesale Banking includes all advances which are not included under Retail Banking. Secondary segments are Domestic operations, and Foreign Operations. It generates majority of income from Domestic operations.
69GF Score
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