The historical rank and industry rank for Punjab National Bank's FCF Margin % or its related term are showing as below:
NSE:PNB'
s FCF Margin % Range Over the Past 10 Years
Min: -146.36 Med: 17.65 Max: 87.53
Current: 39.11
During the past 13 years, the highest FCF Margin % of Punjab National Bank was 87.53%. The lowest was -146.36%. And the median was 17.65%.
NSE:PNB's FCF Margin % is ranked better than 68.12% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs NSE:PNB: 39.11
Punjab National Bank FCF Margin % Related Terms
Punjab National Bank FCF Margin % Historical Data
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The historical data trend for Punjab National Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Punjab National Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Punjab National Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Punjab National Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Punjab National Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Punjab National Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Punjab National Bank (NSE:PNB) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Punjab National Bank and its competitors. According to the industry distribution chart, Punjab National Bank ranks #481 out of 1509 companies in the Banks industry, placing it in the top 31.9%.
Is Punjab National Bank's FCF Margin % too high?
Punjab National Bank's current FCF Margin % is 0.00%. Based on the distribution chart, Punjab National Bank ranks #481 out of 1509 companies in the Banks industry, which is above the industry midpoint. Overall, Punjab National Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Punjab National Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Punjab National Bank ranks #481 out of 1509 companies for FCF Margin %. This puts Punjab National Bank in the upper half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Punjab National Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Punjab National Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Punjab National Bank stock overvalued right now?
Based on GuruFocus' analysis, Punjab National Bank (NSE:PNB) is currently considered Fairly Valued. The stock's GF Value™ is ₹111.46, compared to a current price of ₹106.96 — trading 4% below its estimated fair value. The current FCF Margin % is 0.00%. Punjab National Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Punjab National Bank (NSE:PNB), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Punjab National Bank (NSE:PNB) Overvalued in 2026?
Based on GuruFocus' analysis, Punjab National Bank stock appears to be undervalued.
The current stock price of ₹106.96 is trading 4% below its estimated GF Value™ of ₹111.46.
GuruFocus considers Punjab National Bank to be Fairly Valued.
Key valuation signals for NSE:PNB:
FCF Margin %: 0.00%
GF Value™: ₹111.46 vs. price of ₹106.96 (4% below fair value)
No single metric tells the full story. See the NSE:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Punjab National Bank is an Indian public sector bank. It provides all banking products and financial services including acceptance of various kinds of deposits like savings, term, current, recurring deposits etc. and credit financing. Its banking operations cater to individuals, corporates, farmers, government entities, start-ups, MSMEs, and other constituents, offering comprehensive Product offering and services. Its primary segments are Treasury, Retail Banking, Corporate / Wholesale Banking, and Other Banking Operations. The bank generates majority of revenue from Corporate / Wholesale Banking includes all advances which are not included under Retail Banking. Secondary segments are Domestic operations, and Foreign Operations. It generates majority of income from Domestic operations.
68GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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