Punjab National Bank (NSE:PNB) Interest Expense: ₹-888,244 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PNB Punjab National Bank NSE:PNB
67 GF Score
Price ₹110.38
GF Value ₹107.54
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Punjab National Bank Interest Expense?

Punjab National Bank NSE:PNB +0.21% 67 Interest Expense is ₹-888,244 Mil as of Jun. 2026. GuruFocus rates NSE:PNB with a GF Score™ of 67/100 and a GF Value™ of ₹107.54 (Fairly Valued). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Punjab National Bank's interest expense for the three months ended in Jun. 2026 was ₹ -225,833 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₹-888,244 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Punjab National Bank's Operating Income for the three months ended in Jun. 2026 was ₹ Mil. Punjab National Bank's Interest Expense for the three months ended in Jun. 2026 was ₹ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Punjab National Bank Interest Expense Historical Data

* Premium members only.

The historical data trend for Punjab National Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Punjab National Bank Interest Expense Chart

Punjab National Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -468,230.80 -518,169.90 -685,341.60 -807,038.40 -880,694.00

Punjab National Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -218,283.30 -218,578.60 -221,644.30 -222,187.80 -225,833.00
NSE:PNB
67GF Score
Punjab National Bank NSE:PNB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Punjab National Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-888,244 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹-888,244 Mil mean?
Punjab National Bank (NSE:PNB) has a Interest Expense of ₹-888,244 Mil as of Jun. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Punjab National Bank and its competitors.
Is Punjab National Bank's Interest Expense too high?
Punjab National Bank's current Interest Expense is ₹-888,244 Mil. Overall, Punjab National Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Punjab National Bank's Interest Expense compare to competitors?
Punjab National Bank's Interest Expense of ₹-888,244 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Punjab National Bank and its competitors. Punjab National Bank's current Interest Expense is ₹-888,244 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Punjab National Bank stock overvalued right now?
Based on GuruFocus' analysis, Punjab National Bank (NSE:PNB) is currently considered Fairly Valued. The stock's GF Value™ is ₹107.54, compared to a current price of ₹110.38 — trading 2.6% above its estimated fair value. The current Interest Expense is ₹-888,244 Mil. Punjab National Bank's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Punjab National Bank (NSE:PNB), the current Interest Expense is ₹-888,244 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Punjab National Bank (NSE:PNB) Overvalued in 2026?

Based on GuruFocus' analysis, Punjab National Bank stock appears to be overvalued. The current stock price of ₹110.38 is trading 2.6% above its estimated GF Value™ of ₹107.54. GuruFocus considers Punjab National Bank to be Fairly Valued.

Key valuation signals for NSE:PNB:

  • Interest Expense: ₹-888,244 Mil
  • GF Value™: ₹107.54 vs. price of ₹110.38 (2.6% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the NSE:PNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Punjab National Bank Business Description

Other Exchanges 532461:India
Address Plot No. 4, Sector 10, Sector - 10, Dwarka, New Delhi, IND, 110075
Punjab National Bank is an Indian public sector bank. It provides all banking products and financial services including acceptance of various kinds of deposits like savings, term, current, recurring deposits etc. and credit financing. Its banking operations cater to individuals, corporates, farmers, government entities, start-ups, MSMEs, and other constituents, offering comprehensive Product offering and services. Its primary segments are Treasury, Retail Banking, Corporate / Wholesale Banking, and Other Banking Operations. The bank generates majority of revenue from Corporate / Wholesale Banking includes all advances which are not included under Retail Banking. Secondary segments are Domestic operations, and Foreign Operations. It generates majority of income from Domestic operations.
67GF Score

Get the complete analysis for NSE:PNB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹110.38
Price
₹107.54
GF Value