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Union Bancaire Pour Le Commerce Et l' Industrie Bourse's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was TND0.00.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was TND2.75.
During the past 12 months, Union Bancaire Pour Le Commerce Et l' Industrie Bourse's average earnings per share (NRI) Growth Rate was 29.60% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 6.10% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 7.80% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
XTUN:UBCI'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -0.2 Med: 6.1 Max: 16
Current: 6.1
During the past 6 years, Union Bancaire Pour Le Commerce Et l' Industrie Bourse's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 16.00% per year. The lowest was -0.20% per year. And the median was 6.10% per year.
XTUN:UBCI's 3-Year EPS without NRI Growth Rate is ranked worse than 52.87% of 1413
companies
in the Banks industry
Industry Median: 7.3
vs XTUN:UBCI: 6.10
Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Union Bancaire Pour Le Commerce Et l' Industrie Bourse EPS without NRI Related Terms
Union Bancaire Pour Le Commerce Et l' Industrie Bourse EPS without NRI Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bancaire Pour Le Commerce Et l' Industrie Bourse EPS without NRI Chart
Union Bancaire Pour Le Commerce Et l' Industrie Bourse Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Bancaire Pour Le Commerce Et l' Industrie Bourse PE Ratio without NRI vs Banks Industry
Union Bancaire Pour Le Commerce Et l' Industrie Bourse EPS without NRI Calculation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was TND2.75
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) has a EPS without NRI of TND2.75 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors. According to the industry distribution chart, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks #747 out of 1413 companies in the Banks industry, placing it in the top 52.9%.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse's EPS without NRI too high?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current EPS without NRI is TND2.75. Based on the distribution chart, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks #747 out of 1413 companies in the Banks industry, which is below the industry midpoint. Overall, Union Bancaire Pour Le Commerce Et l' Industrie Bourse has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bancaire Pour Le Commerce Et l' Industrie Bourse's EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks #747 out of 1413 companies for EPS without NRI. This places Union Bancaire Pour Le Commerce Et l' Industrie Bourse in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current EPS without NRI is TND2.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock overvalued right now?
Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND26.33, compared to a current price of TND39.90 — trading 51.5% above its estimated fair value. The current EPS without NRI is TND2.75. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI), the current EPS without NRI is TND2.75 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock appears to be overvalued.
The current stock price of TND39.90 is trading 51.5% above its estimated GF Value™ of TND26.33.
GuruFocus considers Union Bancaire Pour Le Commerce Et l' Industrie Bourse to be Significantly Overvalued.
Key valuation signals for XTUN:UBCI:
EPS without NRI: TND2.75
GF Value™: TND26.33 vs. price of TND39.90 (51.5% above fair value)
No single metric tells the full story. See the XTUN:UBCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bancaire Pour Le Commerce Et l' Industrie Bourse Business Description
Union Bancaire Pour Le Commerce Et l' Industrie Bourse engages in the provision of banking and financial services. It offers private, corporate, and institutional banking solutions; cash management; investment banking; international trade; and financial engineering and services such as credit cards and insurances.
73GF Score
Get the complete analysis for XTUN:UBCI
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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