Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) FCF Yield %: -18.46 (As of Jul. 11, 2026)


XTUN:UBCI Union Bancaire Pour Le Commerce Et l' Industrie Bourse XTUN:UBCI
71 GF Score
Price TND39.99
GF Value TND26.30
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Union Bancaire Pour Le Commerce Et l' Industrie Bourse FCF Yield %?

Union Bancaire Pour Le Commerce Et l' Industrie Bourse XTUN:UBCI 71 FCF Yield % is -18.46 as of Jul. 11, 2026. GuruFocus rates XTUN:UBCI with a GF Score™ of 71/100 and a GF Value™ of TND26.30 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,501 Banks companies, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks worse than 86.21% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Union Bancaire Pour Le Commerce Et l' Industrie Bourse's Trailing 12-Month Free Cash Flow is TND-147.7 Mil, and Market Cap is TND799.9 Mil. Therefore, Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Yield % for today is -18.46%.

The historical rank and industry rank for Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Yield % or its related term are showing as below:

XTUN:UBCI' s FCF Yield % Range Over the Past 10 Years
Min: -70   Med: 2.82   Max: 104.81
Current: -18.46


During the past 6 years, the highest FCF Yield % of Union Bancaire Pour Le Commerce Et l' Industrie Bourse was 104.81%. The lowest was -70.00%. And the median was 2.82%.

XTUN:UBCI's FCF Yield % is ranked worse than
86.21% of 1501 companies
in the Banks industry
Industry Median: 8.15 vs XTUN:UBCI: -18.46

Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.


Union Bancaire Pour Le Commerce Et l' Industrie Bourse FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Union Bancaire Pour Le Commerce Et l' Industrie Bourse FCF Yield % Related Terms


Union Bancaire Pour Le Commerce Et l' Industrie Bourse FCF Yield % Historical Data

* Premium members only.

The historical data trend for Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bancaire Pour Le Commerce Et l' Industrie Bourse FCF Yield % Chart

Union Bancaire Pour Le Commerce Et l' Industrie Bourse Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 104.81 -58.48 2.91 -34.34 -69.38

Union Bancaire Pour Le Commerce Et l' Industrie Bourse Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.58 3.30 -18.50 -49.15 0.00

XTUN:UBCI vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bancaire Pour Le Commerce Et l' Industrie Bourse FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Yield % falls into.


XTUN:UBCI
71GF Score
Union Bancaire Pour Le Commerce Et l' Industrie Bourse XTUN:UBCI
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bancaire Pour Le Commerce Et l' Industrie Bourse FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-469.057 / 676.0676
=-69.38%

Union Bancaire Pour Le Commerce Et l' Industrie Bourse's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 2 / 676.0676
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -18.46 mean?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) has a FCF Yield % of -18.46 as of Jul. 11, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors. According to the industry distribution chart, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks #1294 out of 1501 companies in the Banks industry, placing it in the top 86.2%.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Yield % too high?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current FCF Yield % is -18.46. Based on the distribution chart, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks #1294 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Union Bancaire Pour Le Commerce Et l' Industrie Bourse has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bancaire Pour Le Commerce Et l' Industrie Bourse's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks #1294 out of 1501 companies for FCF Yield %. This places Union Bancaire Pour Le Commerce Et l' Industrie Bourse in the lower half of its industry. The industry median FCF Yield % is 8.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current FCF Yield % is -18.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock overvalued right now?
Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND26.30, compared to a current price of TND39.99 — trading 52.1% above its estimated fair value. The current FCF Yield % is -18.46. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI), the current FCF Yield % is -18.46 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock appears to be overvalued. The current stock price of TND39.99 is trading 52.1% above its estimated GF Value™ of TND26.30. GuruFocus considers Union Bancaire Pour Le Commerce Et l' Industrie Bourse to be Significantly Overvalued.

Key valuation signals for XTUN:UBCI:

  • FCF Yield %: -18.46
  • GF Value™: TND26.30 vs. price of TND39.99 (52.1% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the XTUN:UBCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bancaire Pour Le Commerce Et l' Industrie Bourse Business Description

Address 139 Liberty Avenue, Belvedere, Tunis, TUN, 1002
Union Bancaire Pour Le Commerce Et l' Industrie Bourse engages in the provision of banking and financial services. It offers private, corporate, and institutional banking solutions; cash management; investment banking; international trade; and financial engineering and services such as credit cards and insurances.
71GF Score

Get the complete analysis for XTUN:UBCI

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND39.99
Price
TND26.30
GF Value