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Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Union Bancaire Pour Le Commerce Et l' Industrie Bourse 5-Year Yield-on-Cost % Related Terms
XTUN:UBCI vs PNC, USB: 5-Year Yield-on-Cost % Comparison
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Bancaire Pour Le Commerce Et l' Industrie Bourse 5-Year Yield-on-Cost % vs Banks Industry
Union Bancaire Pour Le Commerce Et l' Industrie Bourse 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) has a 5-Year Yield-on-Cost % of 3.11 as of Aug. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors. This is 32% below median its historical median of 4.55. Over the past decade, Union Bancaire Pour Le Commerce Et l' Industrie Bourse's 5-Year Yield-on-Cost % has ranged from 3.11 to 6.78. According to the industry distribution chart, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks #788 out of 1253 companies in the Banks industry, placing it in the top 62.9%.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse's 5-Year Yield-on-Cost % too high?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current 5-Year Yield-on-Cost % of 3.11 is 32% below median its 10-year median of 4.55. Over the past 10 years, this metric has ranged from a low of 3.11 to a high of 6.78. The Banks industry median 5-Year Yield-on-Cost % is 3.77. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's value of 3.11 is 17.5% below this industry median. Based on the distribution chart, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks #788 out of 1253 companies in the Banks industry, which is below the industry midpoint. Overall, Union Bancaire Pour Le Commerce Et l' Industrie Bourse has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bancaire Pour Le Commerce Et l' Industrie Bourse's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Union Bancaire Pour Le Commerce Et l' Industrie Bourse ranks #788 out of 1253 companies for 5-Year Yield-on-Cost %. This places Union Bancaire Pour Le Commerce Et l' Industrie Bourse in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.77. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's value of 3.11 is 17.5% below this benchmark. Historically, Union Bancaire Pour Le Commerce Et l' Industrie Bourse's own 5-Year Yield-on-Cost % has ranged from 3.11 to 6.78 over the past decade. While the company's 10-year median is 4.55 vs. the industry median of 3.77, Union Bancaire Pour Le Commerce Et l' Industrie Bourse has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.77, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current 5-Year Yield-on-Cost % of 3.11 is 17.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current 5-Year Yield-on-Cost % is 3.11, which is 32% below median its own 10-year median of 4.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock overvalued right now?
Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND26.38, compared to a current price of TND41.71 — trading 58.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.11, which is 32% below median its 10-year median of 4.55 and 17.5% below the Banks industry median of 3.77. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI), the current 5-Year Yield-on-Cost % is 3.11 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) Overvalued in 2026?
Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock appears to be overvalued.
The current stock price of TND41.71 is trading 58.1% above its estimated GF Value™ of TND26.38.
GuruFocus considers Union Bancaire Pour Le Commerce Et l' Industrie Bourse to be Significantly Overvalued.
Key valuation signals for XTUN:UBCI:
5-Year Yield-on-Cost %: 3.11 (32% below median its 10-year median of 4.55)
GF Value™: TND26.38 vs. price of TND41.71 (58.1% above fair value)
Industry Position: 17.5% below the Banks median (#788 of 1253)
No single metric tells the full story. See the XTUN:UBCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Bancaire Pour Le Commerce Et l' Industrie Bourse engages in the provision of banking and financial services. It offers private, corporate, and institutional banking solutions; cash management; investment banking; international trade; and financial engineering and services such as credit cards and insurances.
70GF Score
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