Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) Total Noninterest Expense: TND235.9 Mil (As of Dec. 2025)

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XTUN:UBCI Union Bancaire Pour Le Commerce Et l' Industrie Bourse XTUN:UBCI
70 GF Score
Price TND40.70
GF Value TND26.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Union Bancaire Pour Le Commerce Et l' Industrie Bourse Total Noninterest Expense?

Union Bancaire Pour Le Commerce Et l' Industrie Bourse XTUN:UBCI +4.09% 70 Total Noninterest Expense is TND235.9 Mil as of Dec. 2025. GuruFocus rates XTUN:UBCI with a GF Score™ of 70/100 and a GF Value™ of TND26.43 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Union Bancaire Pour Le Commerce Et l' Industrie Bourse's Total Noninterest Expense for the six months ended in Dec. 2025 was TND0.0 Mil. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was TND235.9 Mil.


Union Bancaire Pour Le Commerce Et l' Industrie Bourse Total Noninterest Expense Related Terms


Union Bancaire Pour Le Commerce Et l' Industrie Bourse Total Noninterest Expense Historical Data

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The historical data trend for Union Bancaire Pour Le Commerce Et l' Industrie Bourse's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bancaire Pour Le Commerce Et l' Industrie Bourse Total Noninterest Expense Chart

Union Bancaire Pour Le Commerce Et l' Industrie Bourse Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial 211.89 212.17 224.57 235.93 264.08

Union Bancaire Pour Le Commerce Et l' Industrie Bourse Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only 128.91 95.66 132.28 103.64 0.00
XTUN:UBCI
70GF Score
Union Bancaire Pour Le Commerce Et l' Industrie Bourse XTUN:UBCI
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bancaire Pour Le Commerce Et l' Industrie Bourse Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was TND235.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of TND235.9 Mil mean?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) has a Total Noninterest Expense of TND235.9 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse's Total Noninterest Expense too high?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current Total Noninterest Expense is TND235.9 Mil. Overall, Union Bancaire Pour Le Commerce Et l' Industrie Bourse has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bancaire Pour Le Commerce Et l' Industrie Bourse's Total Noninterest Expense compare to PNC and USB?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse's Total Noninterest Expense of TND235.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current Total Noninterest Expense is TND235.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock overvalued right now?
Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND26.43, compared to a current price of TND40.70 — trading 54% above its estimated fair value. The current Total Noninterest Expense is TND235.9 Mil. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI), the current Total Noninterest Expense is TND235.9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock appears to be overvalued. The current stock price of TND40.70 is trading 54% above its estimated GF Value™ of TND26.43. GuruFocus considers Union Bancaire Pour Le Commerce Et l' Industrie Bourse to be Significantly Overvalued.

Key valuation signals for XTUN:UBCI:

  • Total Noninterest Expense: TND235.9 Mil
  • GF Value™: TND26.43 vs. price of TND40.70 (54% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the XTUN:UBCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bancaire Pour Le Commerce Et l' Industrie Bourse Business Description

Address 139 Liberty Avenue, Belvedere, Tunis, TUN, 1002
Union Bancaire Pour Le Commerce Et l' Industrie Bourse engages in the provision of banking and financial services. It offers private, corporate, and institutional banking solutions; cash management; investment banking; international trade; and financial engineering and services such as credit cards and insurances.
70GF Score

Get the complete analysis for XTUN:UBCI

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND40.70
Price
TND26.43
GF Value