Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) ROC %: % (As of Dec. 2025)


XTUN:UBCI Union Bancaire Pour Le Commerce Et l' Industrie Bourse XTUN:UBCI
71 GF Score
Price TND39.99
GF Value TND26.30
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Union Bancaire Pour Le Commerce Et l' Industrie Bourse ROC %?

Union Bancaire Pour Le Commerce Et l' Industrie Bourse XTUN:UBCI 71 ROC % is % as of Dec. 2025. GuruFocus rates XTUN:UBCI with a GF Score™ of 71/100 and a GF Value™ of TND26.30 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

XTUN:UBCI
71GF Score
Union Bancaire Pour Le Commerce Et l' Industrie Bourse XTUN:UBCI
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse's ROC % too high?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current ROC % is %. Overall, Union Bancaire Pour Le Commerce Et l' Industrie Bourse has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Bancaire Pour Le Commerce Et l' Industrie Bourse's ROC % compare to PNC and USB?
Union Bancaire Pour Le Commerce Et l' Industrie Bourse's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Union Bancaire Pour Le Commerce Et l' Industrie Bourse and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock overvalued right now?
Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) is currently considered Significantly Overvalued. The stock's GF Value™ is TND26.30, compared to a current price of TND39.99 — trading 52.1% above its estimated fair value. The current ROC % is %. Union Bancaire Pour Le Commerce Et l' Industrie Bourse's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bancaire Pour Le Commerce Et l' Industrie Bourse (XTUN:UBCI) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bancaire Pour Le Commerce Et l' Industrie Bourse stock appears to be overvalued. The current stock price of TND39.99 is trading 52.1% above its estimated GF Value™ of TND26.30. GuruFocus considers Union Bancaire Pour Le Commerce Et l' Industrie Bourse to be Significantly Overvalued.

Key valuation signals for XTUN:UBCI:

  • ROC %: %
  • GF Value™: TND26.30 vs. price of TND39.99 (52.1% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the XTUN:UBCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bancaire Pour Le Commerce Et l' Industrie Bourse Business Description

Address 139 Liberty Avenue, Belvedere, Tunis, TUN, 1002
Union Bancaire Pour Le Commerce Et l' Industrie Bourse engages in the provision of banking and financial services. It offers private, corporate, and institutional banking solutions; cash management; investment banking; international trade; and financial engineering and services such as credit cards and insurances.
71GF Score

Get the complete analysis for XTUN:UBCI

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND39.99
Price
TND26.30
GF Value