United Arab Bank PJSC (ADX:UAB) OCF Margin %: -1,169.12% (As of Mar. 2026)

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ADX:UAB United Arab Bank PJSC ADX:UAB
60 GF Score
Price د.إ1.34
GF Value د.إ1.25
Valuation Fairly Valued
! 6 Warning Signs
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What is United Arab Bank PJSC OCF Margin %?

United Arab Bank PJSC ADX:UAB 60 OCF Margin % is -1,169.12% as of Mar. 2026. GuruFocus rates ADX:UAB with a GF Score™ of 60/100 and a GF Value™ of د.إ1.25 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,500 Banks companies, United Arab Bank PJSC ranks worse than 96.8% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. United Arab Bank PJSC's Cash Flow from Operations for the three months ended in Mar. 2026 was د.إ-2,212.5 Mil. United Arab Bank PJSC's Revenue for the three months ended in Mar. 2026 was د.إ189.2 Mil. Therefore, United Arab Bank PJSC's OCF Margin % for the quarter that ended in Mar. 2026 was -1,169.12%.

As of today, United Arab Bank PJSC's current OCF Yield % is -39.52%.

The historical rank and industry rank for United Arab Bank PJSC's OCF Margin % or its related term are showing as below:

ADX:UAB' s OCF Margin % Range Over the Past 10 Years
Min: -228.47   Med: 45.67   Max: 292.67
Current: -199.71


During the past 13 years, the highest OCF Margin % of United Arab Bank PJSC was 292.67%. The lowest was -228.47%. And the median was 45.67%.

ADX:UAB's OCF Margin % is ranked worse than
96.8% of 1500 companies
in the Banks industry
Industry Median: 29.45 vs ADX:UAB: -199.71


United Arab Bank PJSC OCF Margin % Related Terms


United Arab Bank PJSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for United Arab Bank PJSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Arab Bank PJSC OCF Margin % Chart

United Arab Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 292.67 -228.47 166.37 5.97 242.63

United Arab Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 828.64 -100.68 -1,040.51 1,357.91 -1,169.12

United Arab Bank PJSC OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, United Arab Bank PJSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Arab Bank PJSC OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, United Arab Bank PJSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where United Arab Bank PJSC's OCF Margin % falls into.


ADX:UAB
60GF Score
United Arab Bank PJSC ADX:UAB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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United Arab Bank PJSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

United Arab Bank PJSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1944.558/801.443
=242.63 %

United Arab Bank PJSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-2212.532/189.248
=-1,169.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -1,169.12% mean?
United Arab Bank PJSC (ADX:UAB) has a OCF Margin % of -1,169.12% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on United Arab Bank PJSC and its competitors. According to the industry distribution chart, United Arab Bank PJSC ranks #1452 out of 1500 companies in the Banks industry, placing it in the top 96.8%.
Is United Arab Bank PJSC's OCF Margin % too high?
United Arab Bank PJSC's current OCF Margin % is -1,169.12%. Based on the distribution chart, United Arab Bank PJSC ranks #1452 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, United Arab Bank PJSC has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Arab Bank PJSC's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, United Arab Bank PJSC ranks #1452 out of 1500 companies for OCF Margin %. This places United Arab Bank PJSC in the lower half of its industry. The industry median OCF Margin % is 29.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.45, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on United Arab Bank PJSC and its competitors. For the Banks industry, the median OCF Margin % is 29.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Arab Bank PJSC's current OCF Margin % is -1,169.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Arab Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, United Arab Bank PJSC (ADX:UAB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.25, compared to a current price of د.إ1.34 — trading 7.2% above its estimated fair value. The current OCF Margin % is -1,169.12%. United Arab Bank PJSC's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For United Arab Bank PJSC (ADX:UAB), the current OCF Margin % is -1,169.12% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Arab Bank PJSC (ADX:UAB) Overvalued in 2026?

Based on GuruFocus' analysis, United Arab Bank PJSC stock appears to be overvalued. The current stock price of د.إ1.34 is trading 7.2% above its estimated GF Value™ of د.إ1.25. GuruFocus considers United Arab Bank PJSC to be Fairly Valued.

Key valuation signals for ADX:UAB:

  • OCF Margin %: -1,169.12%
  • GF Value™: د.إ1.25 vs. price of د.إ1.34 (7.2% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the ADX:UAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Arab Bank PJSC Business Description

Address Al Majaz Street, P.O. Box 25022, Buhaira Corniche, Emirate of Sarjah, Sharjah, ARE
United Arab Bank PJSC provides financial services. The company is organized into three segments: Wholesale Banking, Retail Banking, and Treasury and capital markets. Wholesale banking handles loans and other credit facilities and deposits and current accounts for corporate and institutional customers. Retail banking handles individual customers' deposits and provides consumer-type loans, overdrafts, credit card facilities, and funds transfer facilities and Treasury and capital markets engaged in investments and interbank treasury operations including transactions for foreign exchange, derivatives, margin FX and hedging strategies Islamic banking services, and others.
60GF Score

Get the complete analysis for ADX:UAB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.34
Price
د.إ1.25
GF Value