United Arab Bank PJSC (ADX:UAB) 3-Year Share Buyback Ratio: -11.10% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:UAB United Arab Bank PJSC ADX:UAB
61 GF Score
Price د.إ1.34
GF Value د.إ1.22
Valuation Fairly Valued
! 4 Warning Signs
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What is United Arab Bank PJSC 3-Year Share Buyback Ratio?

United Arab Bank PJSC ADX:UAB +3.08% 61 3-Year Share Buyback Ratio is -11.10 as of Jun. 2026. GuruFocus rates ADX:UAB with a GF Score™ of 61/100 and a GF Value™ of د.إ1.22 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,032 Banks companies, United Arab Bank PJSC ranks worse than 90.89% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. United Arab Bank PJSC's current 3-Year Share Buyback Ratio was -11.10%.

The historical rank and industry rank for United Arab Bank PJSC's 3-Year Share Buyback Ratio or its related term are showing as below:

ADX:UAB' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -16.3   Med: -1.5   Max: 0
Current: -11.1

During the past 13 years, United Arab Bank PJSC's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -16.30%. And the median was -1.50%.

ADX:UAB's 3-Year Share Buyback Ratio is ranked worse than
90.89% of 1032 companies
in the Banks industry
Industry Median: -0.2 vs ADX:UAB: -11.10

United Arab Bank PJSC (ADX:UAB) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


United Arab Bank PJSC 3-Year Share Buyback Ratio Related Terms


United Arab Bank PJSC 3-Year Share Buyback Ratio Competitor Comparison

For the Banks - Regional subindustry, United Arab Bank PJSC's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Arab Bank PJSC 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, United Arab Bank PJSC's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where United Arab Bank PJSC's 3-Year Share Buyback Ratio falls into.


ADX:UAB
61GF Score
United Arab Bank PJSC ADX:UAB
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

United Arab Bank PJSC 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -11.10 mean?
United Arab Bank PJSC (ADX:UAB) has a 3-Year Share Buyback Ratio of -11.10 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for United Arab Bank PJSC and its competitors. According to the industry distribution chart, United Arab Bank PJSC ranks #938 out of 1032 companies in the Banks industry, placing it in the top 90.9%.
Is United Arab Bank PJSC's 3-Year Share Buyback Ratio too high?
United Arab Bank PJSC's current 3-Year Share Buyback Ratio is -11.10. Based on the distribution chart, United Arab Bank PJSC ranks #938 out of 1032 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, United Arab Bank PJSC has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does United Arab Bank PJSC's 3-Year Share Buyback Ratio compare to competitors?
According to the Banks industry distribution chart, United Arab Bank PJSC ranks #938 out of 1032 companies for 3-Year Share Buyback Ratio. This places United Arab Bank PJSC in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for United Arab Bank PJSC and its competitors. United Arab Bank PJSC's current 3-Year Share Buyback Ratio is -11.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Arab Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, United Arab Bank PJSC (ADX:UAB) is currently considered Fairly Valued. The stock's GF Value™ is د.إ1.22, compared to a current price of د.إ1.34 — trading 9.8% above its estimated fair value. The current 3-Year Share Buyback Ratio is -11.10. United Arab Bank PJSC's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For United Arab Bank PJSC (ADX:UAB), the current 3-Year Share Buyback Ratio is -11.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Arab Bank PJSC (ADX:UAB) Overvalued in 2026?

Based on GuruFocus' analysis, United Arab Bank PJSC stock appears to be overvalued. The current stock price of د.إ1.34 is trading 9.8% above its estimated GF Value™ of د.إ1.22. GuruFocus considers United Arab Bank PJSC to be Fairly Valued.

Key valuation signals for ADX:UAB:

  • 3-Year Share Buyback Ratio: -11.10
  • GF Value™: د.إ1.22 vs. price of د.إ1.34 (9.8% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the ADX:UAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Arab Bank PJSC Business Description

Address Al Majaz Street, P.O. Box 25022, Buhaira Corniche, Emirate of Sarjah, Sharjah, ARE
United Arab Bank PJSC provides financial services. The company is organized into three segments: Wholesale Banking, Retail Banking, and Treasury and capital markets. Wholesale banking handles loans and other credit facilities and deposits and current accounts for corporate and institutional customers. Retail banking handles individual customers' deposits and provides consumer-type loans, overdrafts, credit card facilities, and funds transfer facilities and Treasury and capital markets engaged in investments and interbank treasury operations including transactions for foreign exchange, derivatives, margin FX and hedging strategies Islamic banking services, and others.
61GF Score

Get the complete analysis for ADX:UAB

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.34
Price
د.إ1.22
GF Value