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AegonAEGOF 61 Equity-to-Asset is 0.03 as of Dec. 2025, which is 25% below its 10-year median of 0.04. GuruFocus rates AEGOF with a GF Score™ of 61/100 and a GF Value™ of $7.89 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 507 Insurance companies, Aegon ranks worse than 94.28% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Aegon's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $11,019 Mil. Aegon's Total Assets for the quarter that ended in Dec. 2025 was $371,467 Mil.
Therefore, Aegon's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.03.
The historical rank and industry rank for Aegon's Equity-to-Asset or its related term are showing as below:
AEGOF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.03 Med: 0.04 Max: 0.06
Current: 0.03
During the past 13 years, the highest Equity to Asset Ratio of Aegon was 0.06. The lowest was 0.03. And the median was 0.04.
AEGOF's Equity-to-Asset is ranked worse than 94.28% of 507
companies
in the Insurance industry
Industry Median: 0.26
vs AEGOF: 0.03
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Aegon Equity-to-Asset Related Terms
Aegon Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Aegon's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEGOF vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Aegon's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aegon Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Aegon's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Aegon's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Aegon's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aegon (AEGOF) has a Equity-to-Asset of 0.03 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Aegon and its competitors. This is 25% below median its historical median of 0.04. Over the past decade, Aegon's Equity-to-Asset has ranged from 0.03 to 0.06. According to the industry distribution chart, Aegon ranks #478 out of 507 companies in the Insurance industry, placing it in the top 94.3%.
Is Aegon's Equity-to-Asset too high?
Aegon's current Equity-to-Asset of 0.03 is 25% below median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.06. The Insurance industry median Equity-to-Asset is 0.26. Aegon's value of 0.03 is 88.5% below this industry median. Based on the distribution chart, Aegon ranks #478 out of 507 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Aegon has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aegon's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Aegon ranks #478 out of 507 companies for Equity-to-Asset. This places Aegon in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Aegon's value of 0.03 is 88.5% below this benchmark. Historically, Aegon's own Equity-to-Asset has ranged from 0.03 to 0.06 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.26, Aegon has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aegon's current Equity-to-Asset of 0.03 is 88.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Aegon and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aegon's current Equity-to-Asset is 0.03, which is 25% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aegon stock overvalued right now?
Based on GuruFocus' analysis, Aegon (AEGOF) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.89, compared to a current price of $9.05 — trading 14.7% above its estimated fair value. The current Equity-to-Asset is 0.03, which is 25% below median its 10-year median of 0.04 and 88.5% below the Insurance industry median of 0.26. Aegon's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Aegon (AEGOF), the current Equity-to-Asset is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aegon (AEGOF) Overvalued in 2026?
Based on GuruFocus' analysis, Aegon stock appears to be overvalued.
The current stock price of $9.05 is trading 14.7% above its estimated GF Value™ of $7.89.
GuruFocus considers Aegon to be Modestly Overvalued.
Key valuation signals for AEGOF:
Equity-to-Asset: 0.03 (25% below median its 10-year median of 0.04)
GF Value™: $7.89 vs. price of $9.05 (14.7% above fair value)
Industry Position: 88.5% below the Insurance median (#478 of 507)
No single metric tells the full story. See the AEGOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aegon is a life insurance and long-term savings business listed in the Netherlands. It was listed on the Amsterdam Stock Exchange in the 1980s and now has mature operations in the United States, the United Kingdom, and four growth markets of Brazil, China, Portugal, and Spain. In recent years, Aegon has been moving through an extensive transformation program during which management has sought to divest noncore operations and improve the risk profile of the business. Financial assets are the parts of the company that are now being run off. Aegon is looking to cycle out of capital-consumptive and volatile earnings products and recycle capital into capital-light and more predictable strategic businesses.
61GF Score
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