AegonAEGOF 62 Pretax Margin % is 2.07% as of Dec. 2025, which is 19% below its 10-year median of 2.56. GuruFocus rates AEGOF with a GF Score™ of 62/100 and a GF Value™ of $10.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 501 Insurance companies, Aegon ranks worse than 80.84% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Aegon's Pre-Tax Income for the
six
months ended in Dec. 2025 was $431 Mil. Aegon's Revenue for the
six
months ended in Dec. 2025 was $20,811 Mil. Therefore, Aegon's pretax margin for the quarter that ended in Dec. 2025 was 2.07%.
The historical rank and industry rank for Aegon's Pretax Margin % or its related term are showing as below:
AEGOF'
s Pretax Margin % Range Over the Past 10 Years
Min: -3.82 Med: 2.56 Max: 5.14
Current: 3.89
AEGOF's Pretax Margin % is ranked worse than 80.84% of 501
companies
in the Insurance industry
Industry Median: 12.04
vs AEGOF: 3.89
Aegon (OTCPK:AEGOF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Aegon Pretax Margin % Related Terms
Aegon Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Aegon's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEGOF vs BRK.A, AIG, HIG: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, Aegon's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aegon Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Aegon's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Aegon's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aegon (AEGOF) has a Pretax Margin % of 2.07% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Aegon and its competitors. This is 19% below median its historical median of 2.56. According to the industry distribution chart, Aegon ranks #405 out of 501 companies in the Insurance industry, placing it in the top 80.8%.
Is Aegon's Pretax Margin % too high?
Aegon's current Pretax Margin % of 2.07% is 19% below median its 10-year median of 2.56. The Insurance industry median Pretax Margin % is 12.04. Aegon's value of 2.07% is 82.8% below this industry median. Based on the distribution chart, Aegon ranks #405 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Aegon has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aegon's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Aegon ranks #405 out of 501 companies for Pretax Margin %. This places Aegon in the lower half of its industry. The industry median Pretax Margin % is 12.04. Aegon's value of 2.07% is 82.8% below this benchmark. While the company's 10-year median is 2.56 vs. the industry median of 12.04, Aegon has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aegon's current Pretax Margin % of 2.07% is 82.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Aegon and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aegon's current Pretax Margin % is 2.07%, which is 19% below median its own 10-year median of 2.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aegon stock overvalued right now?
Based on GuruFocus' analysis, Aegon (AEGOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.87, compared to a current price of $8.39 — trading 22.8% below its estimated fair value. The current Pretax Margin % is 2.07%, which is 19% below median its 10-year median of 2.56 and 82.8% below the Insurance industry median of 12.04. Aegon's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Aegon (AEGOF), the current Pretax Margin % is 2.07% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aegon (AEGOF) Overvalued in 2026?
Based on GuruFocus' analysis, Aegon stock appears to be undervalued.
The current stock price of $8.39 is trading 22.8% below its estimated GF Value™ of $10.87.
GuruFocus considers Aegon to be Modestly Undervalued.
Key valuation signals for AEGOF:
Pretax Margin %: 2.07% (19% below median its 10-year median of 2.56)
GF Value™: $10.87 vs. price of $8.39 (22.8% below fair value)
Industry Position: 82.8% below the Insurance median (#405 of 501)
No single metric tells the full story. See the AEGOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aegon is a life insurance and long-term savings business listed in the Netherlands. It was listed on the Amsterdam Stock Exchange in the 1980s and now has mature operations in the United States, the United Kingdom, and four growth markets of Brazil, China, Portugal, and Spain. In recent years, Aegon has been moving through an extensive transformation program during which management has sought to divest noncore operations and improve the risk profile of the business. Financial assets are the parts of the company that are now being run off. Aegon is looking to cycle out of capital-consumptive and volatile earnings products and recycle capital into capital-light and more predictable strategic businesses.
62GF Score
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