AegonAEGOF 61 Interest Coverage is 123.66 as of Dec. 2025, which is 1869% above its 10-year median of 6.28. GuruFocus rates AEGOF with a GF Score™ of 61/100 and a GF Value™ of $10.87 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 351 Insurance companies, Aegon ranks better than 84.05% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Aegon's
EBIT
for the
six
months ended in Dec. 2025 was $434 Mil. Aegon's Interest Expense for the
six
months ended in Dec. 2025 was $-4 Mil.
Aegon's interest coverage for the quarter that ended in Dec. 2025 was 123.66.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Aegon's Interest Coverage or its related term are showing as below:
AEGOF'
s Interest Coverage Range Over the Past 10 Years
Min: 2.47 Med: 6.28 Max: 175.17
Current: 175.17
AEGOF's Interest Coverage is ranked better than 84.05% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs AEGOF: 175.17
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Aegon Interest Coverage Related Terms
Aegon Interest Coverage Historical Data
* Premium members only.
The historical data trend for Aegon's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
AEGOF vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Aegon's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aegon Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Aegon's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Aegon's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aegon (AEGOF) has a Interest Coverage of 123.66 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aegon and its competitors. This is 1869% above median its historical median of 6.28. Over the past decade, Aegon's Interest Coverage has ranged from 2.47 to 175.17. According to the industry distribution chart, Aegon ranks #56 out of 351 companies in the Insurance industry, placing it in the top 16%.
Is Aegon's Interest Coverage too high?
Aegon's current Interest Coverage of 123.66 is 1869% above median its 10-year median of 6.28. Over the past 10 years, this metric has ranged from a low of 2.47 to a high of 175.17. The Insurance industry median Interest Coverage is 16.23. Aegon's value of 123.66 is 661.9% above this industry median. Based on the distribution chart, Aegon ranks #56 out of 351 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Aegon has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aegon's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Aegon ranks #56 out of 351 companies for Interest Coverage. This places Aegon in the top 16% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.23. Aegon's value of 123.66 is 661.9% above this benchmark. Historically, Aegon's own Interest Coverage has ranged from 2.47 to 175.17 over the past decade. While the company's 10-year median is 6.28 vs. the industry median of 16.23, Aegon has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aegon's current Interest Coverage of 123.66 is 661.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aegon and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aegon's current Interest Coverage is 123.66, which is 1869% above median its own 10-year median of 6.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aegon stock overvalued right now?
Based on GuruFocus' analysis, Aegon (AEGOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.87, compared to a current price of $8.39 — trading 22.8% below its estimated fair value. The current Interest Coverage is 123.66, which is 1869% above median its 10-year median of 6.28 and 661.9% above the Insurance industry median of 16.23. Aegon's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Aegon (AEGOF), the current Interest Coverage is 123.66 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aegon (AEGOF) Overvalued in 2026?
Based on GuruFocus' analysis, Aegon stock appears to be undervalued.
The current stock price of $8.39 is trading 22.8% below its estimated GF Value™ of $10.87.
GuruFocus considers Aegon to be Modestly Undervalued.
Key valuation signals for AEGOF:
Interest Coverage: 123.66 (1869% above median its 10-year median of 6.28)
GF Value™: $10.87 vs. price of $8.39 (22.8% below fair value)
Industry Position: 661.9% above the Insurance median (#56 of 351)
No single metric tells the full story. See the AEGOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aegon is a life insurance and long-term savings business listed in the Netherlands. It was listed on the Amsterdam Stock Exchange in the 1980s and now has mature operations in the United States, the United Kingdom, and four growth markets of Brazil, China, Portugal, and Spain. In recent years, Aegon has been moving through an extensive transformation program during which management has sought to divest noncore operations and improve the risk profile of the business. Financial assets are the parts of the company that are now being run off. Aegon is looking to cycle out of capital-consumptive and volatile earnings products and recycle capital into capital-light and more predictable strategic businesses.
61GF Score
Get the complete analysis for AEGOF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AEGOF has been successfully added to your 
