AegonAEGOF 62 5-Year Yield-on-Cost % is 30.49 as of Jul. 12, 2026, which is 12% above its 10-year median of 27.23. GuruFocus rates AEGOF with a GF Score™ of 62/100 and a GF Value™ of $10.48 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 418 Insurance companies, Aegon ranks better than 97.85% on this metric.
Aegon's yield on cost for the quarter that ended in Dec. 2025 was 30.49.
The historical rank and industry rank for Aegon's 5-Year Yield-on-Cost % or its related term are showing as below:
AEGOF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 7.3 Med: 27.23 Max: 90.81
Current: 30.49
During the past 13 years, Aegon's highest Yield on Cost was 90.81. The lowest was 7.30. And the median was 27.23.
AEGOF's 5-Year Yield-on-Cost % is ranked better than 97.85% of 418
companies
in the Insurance industry
Industry Median: 3.985
vs AEGOF: 30.49
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Aegon 5-Year Yield-on-Cost % Related Terms
AEGOF vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, Aegon's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aegon 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Aegon's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Aegon's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Aegon is calculated as
Aegon (AEGOF) has a 5-Year Yield-on-Cost % of 30.49 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Aegon and its competitors. This is 12% above median its historical median of 27.23. Over the past decade, Aegon's 5-Year Yield-on-Cost % has ranged from 7.30 to 90.81. According to the industry distribution chart, Aegon ranks #9 out of 418 companies in the Insurance industry, placing it in the top 2.2%.
Is Aegon's 5-Year Yield-on-Cost % too high?
Aegon's current 5-Year Yield-on-Cost % of 30.49 is 12% above median its 10-year median of 27.23. Over the past 10 years, this metric has ranged from a low of 7.30 to a high of 90.81. The Insurance industry median 5-Year Yield-on-Cost % is 3.99. Aegon's value of 30.49 is 665.1% above this industry median. Based on the distribution chart, Aegon ranks #9 out of 418 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Aegon has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aegon's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Aegon ranks #9 out of 418 companies for 5-Year Yield-on-Cost %. This places Aegon in the top 2% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.99. Aegon's value of 30.49 is 665.1% above this benchmark. Historically, Aegon's own 5-Year Yield-on-Cost % has ranged from 7.30 to 90.81 over the past decade. While the company's 10-year median is 27.23 vs. the industry median of 3.99, Aegon has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.99, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aegon's current 5-Year Yield-on-Cost % of 30.49 is 665.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Aegon and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aegon's current 5-Year Yield-on-Cost % is 30.49, which is 12% above median its own 10-year median of 27.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aegon stock overvalued right now?
Based on GuruFocus' analysis, Aegon (AEGOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.48, compared to a current price of $8.39 — trading 20% below its estimated fair value. The current 5-Year Yield-on-Cost % is 30.49, which is 12% above median its 10-year median of 27.23 and 665.1% above the Insurance industry median of 3.99. Aegon's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Aegon (AEGOF), the current 5-Year Yield-on-Cost % is 30.49 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aegon (AEGOF) Overvalued in 2026?
Based on GuruFocus' analysis, Aegon stock appears to be undervalued.
The current stock price of $8.39 is trading 20% below its estimated GF Value™ of $10.48.
GuruFocus considers Aegon to be Modestly Undervalued.
Key valuation signals for AEGOF:
5-Year Yield-on-Cost %: 30.49 (12% above median its 10-year median of 27.23)
GF Value™: $10.48 vs. price of $8.39 (20% below fair value)
Industry Position: 665.1% above the Insurance median (#9 of 418)
No single metric tells the full story. See the AEGOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aegon is a life insurance and long-term savings business listed in the Netherlands. It was listed on the Amsterdam Stock Exchange in the 1980s and now has mature operations in the United States, the United Kingdom, and four growth markets of Brazil, China, Portugal, and Spain. In recent years, Aegon has been moving through an extensive transformation program during which management has sought to divest noncore operations and improve the risk profile of the business. Financial assets are the parts of the company that are now being run off. Aegon is looking to cycle out of capital-consumptive and volatile earnings products and recycle capital into capital-light and more predictable strategic businesses.
62GF Score
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