Aegon (AEGOF) ROE % Adjusted to Book Value: 7.93% (As of Dec. 2025)


AEGOF Aegon Ltd AEGOF
61 GF Score
Price $8.39
GF Value $10.84
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Aegon ROE % Adjusted to Book Value?

Aegon AEGOF 61 ROE % Adjusted to Book Value is 7.93% as of Dec. 2025. GuruFocus rates AEGOF with a GF Score™ of 61/100 and a GF Value™ of $10.84 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Aegon's ROE % for the quarter that ended in Dec. 2025 was 8.48%. Aegon's PB Ratio for the quarter that ended in Dec. 2025 was 1.07. Aegon's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.93%.

Aegon ROE % Adjusted to Book Value Related Terms

Aegon ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Aegon's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aegon ROE % Adjusted to Book Value Chart

Aegon Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.78 -5.55 -1.89 7.39 10.36

Aegon Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 -1.05 16.86 12.52 7.93

AEGOF vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Aegon's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Aegon ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Aegon's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Aegon's ROE % Adjusted to Book Value falls into.


AEGOF
61GF Score
Aegon Ltd AEGOF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Aegon ROE % Adjusted to Book Value Calculation

Aegon's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.09% / 1.07
=10.36%

Aegon's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.48% / 1.07
=7.93%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.93% mean?
Aegon (AEGOF) has a ROE % Adjusted to Book Value of 7.93% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Aegon and its competitors.
Is Aegon's ROE % Adjusted to Book Value too high?
Aegon's current ROE % Adjusted to Book Value is 7.93%. Overall, Aegon has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aegon's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Aegon's ROE % Adjusted to Book Value of 7.93% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Aegon and its competitors. Aegon's current ROE % Adjusted to Book Value is 7.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aegon stock overvalued right now?
Based on GuruFocus' analysis, Aegon (AEGOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.84, compared to a current price of $8.39 — trading 22.6% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.93%. Aegon's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Aegon (AEGOF), the current ROE % Adjusted to Book Value is 7.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aegon (AEGOF) Overvalued in 2026?

Based on GuruFocus' analysis, Aegon stock appears to be undervalued. The current stock price of $8.39 is trading 22.6% below its estimated GF Value™ of $10.84. GuruFocus considers Aegon to be Modestly Undervalued.

Key valuation signals for AEGOF:

  • ROE % Adjusted to Book Value: 7.93%
  • GF Value™: $10.84 vs. price of $8.39 (22.6% below fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the AEGOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aegon Business Description

Address Schiphol Boulevard 223, P.O. Box 85, Schiphol, ZH, NLD, 1118 BH
Aegon is a life insurance and long-term savings business listed in the Netherlands. It was listed on the Amsterdam Stock Exchange in the 1980s and now has mature operations in the United States, the United Kingdom, and four growth markets of Brazil, China, Portugal, and Spain. In recent years, Aegon has been moving through an extensive transformation program during which management has sought to divest noncore operations and improve the risk profile of the business. Financial assets are the parts of the company that are now being run off. Aegon is looking to cycle out of capital-consumptive and volatile earnings products and recycle capital into capital-light and more predictable strategic businesses.
61GF Score

Get the complete analysis for AEGOF

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.39
Price
$10.84
GF Value