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BCO Estado de Sergipe - BaneseBSP:BGIP4 43 Equity-to-Asset is 0.07 as of Jun. 2026, which is at its 10-year median of 0.07. GuruFocus rates BSP:BGIP4 with a GF Score™ of 43/100 and a GF Value™ of R$19.26 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,518 Banks companies, BCO Estado de Sergipe - Banese ranks worse than 76.15% on this metric.
BCO Estado de Sergipe - Banese (BSP:BGIP4) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
BCO Estado de Sergipe - Banese Equity-to-Asset Related Terms
BCO Estado de Sergipe - Banese Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado de Sergipe - Banese Equity-to-Asset Chart
For the Banks - Regional subindustry, BCO Estado de Sergipe - Banese's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BCO Estado de Sergipe - Banese Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, BCO Estado de Sergipe - Banese's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where BCO Estado de Sergipe - Banese's Equity-to-Asset falls into.
BCO Estado de Sergipe - Banese Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCO Estado de Sergipe - Banese (BSP:BGIP4) has a Equity-to-Asset of 0.07 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BCO Estado de Sergipe - Banese and its competitors. This is near median its historical median of 0.07. Over the past decade, BCO Estado de Sergipe - Banese's Equity-to-Asset has ranged from 0.06 to 0.08. According to the industry distribution chart, BCO Estado de Sergipe - Banese ranks #1156 out of 1518 companies in the Banks industry, placing it in the top 76.2%.
Is BCO Estado de Sergipe - Banese's Equity-to-Asset too high?
BCO Estado de Sergipe - Banese's current Equity-to-Asset of 0.07 is near median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.08. The Banks industry median Equity-to-Asset is 0.10. BCO Estado de Sergipe - Banese's value of 0.07 is 30% below this industry median. Based on the distribution chart, BCO Estado de Sergipe - Banese ranks #1156 out of 1518 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, BCO Estado de Sergipe - Banese ranks #1156 out of 1518 companies for Equity-to-Asset. This places BCO Estado de Sergipe - Banese in the lower half of its industry. The industry median Equity-to-Asset is 0.10. BCO Estado de Sergipe - Banese's value of 0.07 is 30% below this benchmark. Historically, BCO Estado de Sergipe - Banese's own Equity-to-Asset has ranged from 0.06 to 0.08 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.10, BCO Estado de Sergipe - Banese has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BCO Estado de Sergipe - Banese's current Equity-to-Asset of 0.07 is 30% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BCO Estado de Sergipe - Banese and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BCO Estado de Sergipe - Banese's current Equity-to-Asset is 0.07, which is near median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$19.26, compared to a current price of R$34.00 — trading 76.5% above its estimated fair value. The current Equity-to-Asset is 0.07, which is near median its 10-year median of 0.07 and 30% below the Banks industry median of 0.10. BCO Estado de Sergipe - Banese's overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP4), the current Equity-to-Asset is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BCO Estado de Sergipe - Banese (BSP:BGIP4) Overvalued in 2026?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued.
The current stock price of R$34.00 is trading 76.5% above its estimated GF Value™ of R$19.26.
GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.
Key valuation signals for BSP:BGIP4:
Equity-to-Asset: 0.07 (near median its 10-year median of 0.07)
GF Value™: R$19.26 vs. price of R$34.00 (76.5% above fair value)
Industry Position: 30% below the Banks median (#1156 of 1518)
No single metric tells the full story. See the BSP:BGIP4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
43GF Score
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