BCO Estado de Sergipe - Banese (BSP:BGIP4) Scaled Net Operating Assets: 0.01 (As of Mar. 2026)

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BSP:BGIP4 BCO Estado de Sergipe SA - Banese BSP:BGIP4
45 GF Score
Price R$33.26
GF Value R$15.15
Valuation Significantly Overvalued
! 2 Warning Signs
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What is BCO Estado de Sergipe - Banese Scaled Net Operating Assets?

BCO Estado de Sergipe - Banese BSP:BGIP4 -1.45% 45 Scaled Net Operating Assets is 0.01 as of Mar. 2026. GuruFocus rates BSP:BGIP4 with a GF Score™ of 45/100 and a GF Value™ of R$15.15 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

BCO Estado de Sergipe - Banese's operating assets for the quarter that ended in Mar. 2026 was R$12,470 Mil. BCO Estado de Sergipe - Banese's operating liabilities for the quarter that ended in Mar. 2026 was R$12,285 Mil. BCO Estado de Sergipe - Banese's Total Assets for the quarter that ended in Dec. 2025 was R$13,629 Mil. Therefore, BCO Estado de Sergipe - Banese's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.01.

BSP:BGIP4
45GF Score
BCO Estado de Sergipe SA - Banese BSP:BGIP4
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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BCO Estado de Sergipe - Banese Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

BCO Estado de Sergipe - Banese's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(12207.057-12076.961)/12412.059
=0.01

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13629.085 - 1422.028
=12207.057

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12663.033 - 586.072 - 0
=12076.961

BCO Estado de Sergipe - Banese's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(12470.098-12284.662)/13629.085
=0.01

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13904.46 - 1434.362
=12470.098

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12884.889 - 600.227 - 0
=12284.662

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.01 mean?
BCO Estado de Sergipe - Banese (BSP:BGIP4) has a Scaled Net Operating Assets of 0.01 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on BCO Estado de Sergipe - Banese and its competitors.
Is BCO Estado de Sergipe - Banese's Scaled Net Operating Assets too high?
BCO Estado de Sergipe - Banese's current Scaled Net Operating Assets is 0.01. Overall, BCO Estado de Sergipe - Banese has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BCO Estado de Sergipe - Banese's Scaled Net Operating Assets compare to PNC and USB?
BCO Estado de Sergipe - Banese's Scaled Net Operating Assets of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on BCO Estado de Sergipe - Banese and its competitors. BCO Estado de Sergipe - Banese's current Scaled Net Operating Assets is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BCO Estado de Sergipe - Banese stock overvalued right now?
Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese (BSP:BGIP4) is currently considered Significantly Overvalued. The stock's GF Value™ is R$15.15, compared to a current price of R$33.26 — trading 119.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.01. BCO Estado de Sergipe - Banese's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For BCO Estado de Sergipe - Banese (BSP:BGIP4), the current Scaled Net Operating Assets is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BCO Estado de Sergipe - Banese (BSP:BGIP4) Overvalued in 2026?

Based on GuruFocus' analysis, BCO Estado de Sergipe - Banese stock appears to be overvalued. The current stock price of R$33.26 is trading 119.5% above its estimated GF Value™ of R$15.15. GuruFocus considers BCO Estado de Sergipe - Banese to be Significantly Overvalued.

Key valuation signals for BSP:BGIP4:

  • Scaled Net Operating Assets: 0.01
  • GF Value™: R$15.15 vs. price of R$33.26 (119.5% above fair value)
  • GF Score™: 45/100 with 2 warning signs

No single metric tells the full story. See the BSP:BGIP4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BCO Estado de Sergipe - Banese Business Description

Other Exchanges BGIP3:Brazil
Address Rua F - 31, Aracaju, SE, BRA, 49040240
BCO Estado de Sergipe SA - Banese offers a range of banking products and services to individuals and corporates in the areas of loans and deposits, investment banking, portfolio management, leasing, pension, as well as life and property insurance and Internet banking services.
45GF Score

Get the complete analysis for BSP:BGIP4

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$33.26
Price
R$15.15
GF Value